First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2026)
First Seacoast Bancorp (FSEA) posted quarterly Interest Coverage Ratio of 0.92 for Q1 2026, up 14.47% year-over-year from 0.81 in Q1 2025, and down 4.5% quarter-over-quarter from 0.97 in Q4 2025.
First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
First Seacoast Bancorp (FSEA) has reported Interest Coverage Ratio for 5 consecutive years, with 0.92 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 14.47% year-over-year to 0.92; the TTM figure through Mar 2026 stood at 1.09 (up 8.55% YoY), while the FY2025 annual figure was 0.89, down 11.24% from the prior year.
- Interest Coverage Ratio declined to 0.92 in Q1 2026 per FSEA's latest filing, from 0.97 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.51 in Q1 2022 and bottomed at 0.67 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 1.06 across 5 years, with a median of 0.95 in 2024.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio slumped 82.23% — and 2024, when it surged 241.9%.
- First Seacoast Bancorp's Interest Coverage Ratio stood at 0.37 in 2022, then plunged by 82.23% to 0.67 in 2023, then soared by 241.9% to 0.95 in 2024, then rose by 1.97% to 0.97 in 2025, then dropped by 4.5% to 0.92 in 2026.
- Business Quant data shows FSEA's Interest Coverage Ratio at 0.92 in Q1 2026, 0.97 in Q4 2025, and 0.98 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.84 Bn | 84.64 Bn | - | - |
| 2 | Pnc Financial Services | 97.97 Bn | 97.97 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.43 Bn | 96.43 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.14 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.88 Bn | 57.19 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.81 Bn | 61.81 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.96 Bn | 26.24 Bn | - | 1.90 |
| 10 | First Seacoast Bancorp | 73.39 Mn | -315.94 Mn | - | 1.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.00 |
| Mar 31, 2026 | 0.92 |
| Dec 31, 2025 | 0.97 |
| Sep 30, 2025 | 0.98 |
| Jun 30, 2025 | 0.95 |
| Mar 31, 2025 | 0.81 |
| Dec 31, 2024 | 0.95 |
| Sep 30, 2024 | 0.83 |
| Jun 30, 2024 | 1.65 |
| Mar 31, 2024 | 0.75 |
| Dec 31, 2023 | -0.67 |
| Sep 30, 2023 | 0.48 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | -0.37 |
| Sep 30, 2022 | 2.19 |
| Jun 30, 2022 | 2.16 |
| Mar 31, 2022 | 3.51 |