First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2025)
First Seacoast Bancorp (FSEA) reported Interest Coverage Ratio of 0.94 for Q3 2025, up 12.88% year-over-year from 0.83 in Q3 2024, and up 12.17% on a QoQ basis from 0.84 in Q2 2025.
First Seacoast Bancorp (FSEA) has 4 years of Interest Coverage Ratio data on file, last reported at 0.94 in Q3 2025.
- Quarterly Interest Coverage Ratio rose 12.88% year-over-year to 0.94 in Q3 2025, while the trailing twelve-month figure through Mar 2026 was 0.84 (down 18.17% YoY) and the FY2022 annual result came in at 17.75, up 3138.0% from the prior year.
- Interest Coverage Ratio grew to 0.94 in Q3 2025 per FSEA's latest filing, from 0.84 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.67 in Q4 2022 and bottomed at 0.48 in Q3 2023.
- The 4-year median for Interest Coverage Ratio is 1.15 (2023), against an average of 1.58.
- The widest annual swing landed in 2023, when Interest Coverage Ratio plunged 77.85%; it then soared 178.08% in 2024.
- Tracing FSEA's Interest Coverage Ratio over 4 years: stood at 3.67 in 2022, then tumbled by 86.81% to 0.48 in 2023, then jumped by 71.89% to 0.83 in 2024, then climbed by 12.88% to 0.94 in 2025.
- Per Business Quant, the three latest FSEA Interest Coverage Ratio figures stand at 0.94 (Q3 2025), 0.84 (Q2 2025), and 0.83 (Q3 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First Seacoast Bancorp | 71.61 Mn | 71.59 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 0.94 |
| Jun 30, 2025 | 0.84 |
| Sep 30, 2024 | 0.83 |
| Jun 30, 2024 | 1.65 |
| Mar 31, 2024 | 0.75 |
| Sep 30, 2023 | 0.48 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | 3.67 |
| Sep 30, 2022 | 2.19 |
| Jun 30, 2022 | 2.16 |
| Mar 31, 2022 | 3.51 |