First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2025)

First Seacoast Bancorp (FSEA) reported Interest Coverage Ratio of 0.94 for Q3 2025, up 12.88% year-over-year from 0.83 in Q3 2024, and up 12.17% quarter-over-quarter from 0.84 in Q2 2025.

First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2025) Analysis & Trends

First Seacoast Bancorp (FSEA) has 4 years of Interest Coverage Ratio data on file, last reported at 0.94 in Q3 2025.

  • Interest Coverage Ratio for Q3 2025 came in at 0.94, up 12.88% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.84 (down 18.17% YoY), and the FY2022 annual result was 17.75, up 3138.0% from the prior year.
  • Interest Coverage Ratio rose to 0.94 in Q3 2025 per FSEA's latest filing, from 0.84 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 3.67 in Q4 2022 and troughed at 0.48 in Q3 2023.
  • A 4-year average of 1.58 and a median of 1.15 in 2023 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 77.85% in 2023, then surged 178.08% in 2024.
  • A 4-year view of Interest Coverage Ratio shows it stood at 3.67 in 2022, then sank by 86.81% to 0.48 in 2023, then soared by 71.89% to 0.83 in 2024, then increased by 12.88% to 0.94 in 2025.
  • Business Quant data shows FSEA's Interest Coverage Ratio at 0.94 in Q3 2025, 0.84 in Q2 2025, and 0.83 in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Seacoast Bancorp 72.17 Mn 72.14 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 0.94
Jun 30, 2025 0.84
Sep 30, 2024 0.83
Jun 30, 2024 1.65
Mar 31, 2024 0.75
Sep 30, 2023 0.48
Jun 30, 2023 0.59
Mar 31, 2023 1.35
Dec 31, 2022 3.67
Sep 30, 2022 2.19
Jun 30, 2022 2.16
Mar 31, 2022 3.51