First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2026)
First Seacoast Bancorp's (FSEA) Interest Coverage Ratio came in at 1.01 for Q2 2026, up 20.3% from 0.84 a year earlier and up 9.5% from the prior quarter.
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Analysis
First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at First Seacoast Bancorp was 0.96, up 16.8% year-over-year; for FY2025, it was 0.89, down 11.2% from FY2024.
- In prior years, First Seacoast Bancorp's Interest Coverage Ratio was 1.00 in FY2024 (+283.8%), 0.26 in FY2023 (-37.7%), 0.42 in FY2022 (-88.4%) and 3.61 in FY2021.
- The Q2 2026 figure stands as the highest quarterly Interest Coverage Ratio since Q2 2024.
- On a year-over-year basis, Interest Coverage Ratio has increased in each of the last four quarters, with growth averaging 14.0% over the last seven quarters.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q2 2024, with growth of 178.1%; the weakest was Q3 2023, with a decline of 77.8%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 0.92 (Q1 2026), 0.97 (Q4 2025) and 0.94 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | First Seacoast Bancorp | 80.84 Mn | 80.84 Mn | - | 1.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.01 |
| Mar 31, 2026 | 0.92 |
| Dec 31, 2025 | 0.97 |
| Sep 30, 2025 | 0.94 |
| Jun 30, 2025 | 0.84 |
| Mar 31, 2025 | 0.81 |
| Dec 31, 2024 | 0.80 |
| Sep 30, 2024 | 0.83 |
| Jun 30, 2024 | 1.65 |
| Mar 31, 2024 | 0.75 |
| Dec 31, 2023 | -0.67 |
| Sep 30, 2023 | 0.48 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | -1.39 |
| Sep 30, 2022 | 2.19 |
| Jun 30, 2022 | 2.16 |
| Mar 31, 2022 | 3.51 |
API Access
First Seacoast Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSEA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FSEA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FSEA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();