First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2025)
First Seacoast Bancorp (FSEA) reported Interest Coverage Ratio of 0.94 for Q3 2025, up 12.88% year-over-year from 0.83 in Q3 2024, and up 12.17% quarter-over-quarter from 0.84 in Q2 2025.
First Seacoast Bancorp (FSEA) Interest Coverage Ratio (2022 - 2025) Analysis & Trends
First Seacoast Bancorp (FSEA) has 4 years of Interest Coverage Ratio data on file, last reported at 0.94 in Q3 2025.
- Interest Coverage Ratio for Q3 2025 came in at 0.94, up 12.88% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.84 (down 18.17% YoY), and the FY2022 annual result was 17.75, up 3138.0% from the prior year.
- Interest Coverage Ratio rose to 0.94 in Q3 2025 per FSEA's latest filing, from 0.84 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 3.67 in Q4 2022 and troughed at 0.48 in Q3 2023.
- A 4-year average of 1.58 and a median of 1.15 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 77.85% in 2023, then surged 178.08% in 2024.
- A 4-year view of Interest Coverage Ratio shows it stood at 3.67 in 2022, then sank by 86.81% to 0.48 in 2023, then soared by 71.89% to 0.83 in 2024, then increased by 12.88% to 0.94 in 2025.
- Business Quant data shows FSEA's Interest Coverage Ratio at 0.94 in Q3 2025, 0.84 in Q2 2025, and 0.83 in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Seacoast Bancorp | 72.17 Mn | 72.14 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 0.94 |
| Jun 30, 2025 | 0.84 |
| Sep 30, 2024 | 0.83 |
| Jun 30, 2024 | 1.65 |
| Mar 31, 2024 | 0.75 |
| Sep 30, 2023 | 0.48 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 1.35 |
| Dec 31, 2022 | 3.67 |
| Sep 30, 2022 | 2.19 |
| Jun 30, 2022 | 2.16 |
| Mar 31, 2022 | 3.51 |