First Seacoast Bancorp (FSEA) EBT Margin (2022 - 2026)
First Seacoast Bancorp (FSEA) posted quarterly EBT Margin of 10.05% for Q3 2025, down 2099.0% year-over-year from 0.5% in Q3 2024, and down 30.0% quarter-over-quarter from 14.35% in Q2 2025.
First Seacoast Bancorp (FSEA) EBT Margin (2022 - 2026) Analysis & Trends
First Seacoast Bancorp (FSEA) has reported EBT Margin for 4 consecutive years, with 10.05% the latest figure, recorded in Q3 2025.
- In Q3 2025, EBT Margin fell 2099.0% year-over-year to 10.05%; the TTM figure through Sep 2025 stood at 47.34% (up 10537.0% YoY), while the FY2022 annual figure was 9.08%, down 1244.0% from the prior year.
- EBT Margin retreated to 10.05% in Q3 2025 per FSEA's latest filing, from 14.35% in the prior quarter.
- Across five years, EBT Margin topped out at 186.0% in Q4 2022 and bottomed at 106.33% in Q1 2023.
- Historically, EBT Margin has averaged 19.25% across 4 years, with a median of 13.55% in 2022.
- Annual changes were most pronounced in 2023 — EBT Margin slumped 18815 bps — and 2024, when it soared 8847 bps.
- First Seacoast Bancorp's EBT Margin stood at 186.0% in 2022, then plunged by 125 bps to 46.49% in 2023, then surged by 167 bps to 31.04% in 2024, then slumped by 68 bps to 10.05% in 2025.
- Business Quant data shows FSEA's EBT Margin at 10.05% in Q3 2025, 14.35% in Q2 2025, and 31.04% in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.07 Bn | 84.87 Bn | - | - |
| 2 | Pnc Financial Services | 98.33 Bn | 98.33 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.62 Bn | 96.62 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 75.00 Bn | -144.09 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.24 Bn | -81.07 Bn | - | 36.74% |
| 7 | Nu Holdings | 70.71 Bn | 57.02 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 62.05 Bn | 62.05 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.80 Bn | 26.07 Bn | - | 31.64% |
| 10 | First Seacoast Bancorp | 80.14 Mn | -309.18 Mn | - | 0.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.64% |
| Sep 30, 2025 | 10.05% |
| Jun 30, 2025 | 14.35% |
| Sep 30, 2024 | 31.04% |
| Jun 30, 2024 | 63.83% |
| Mar 31, 2024 | -24.53% |
| Sep 30, 2023 | -46.49% |
| Jun 30, 2023 | -24.64% |
| Mar 31, 2023 | -106.33% |
| Dec 31, 2022 | 186.00% |
| Sep 30, 2022 | 12.74% |
| Jun 30, 2022 | 33.20% |
| Mar 31, 2022 | 81.82% |