First Seacoast Bancorp (FSEA) EBT Margin (2022 - 2025)

First Seacoast Bancorp (FSEA) reported EBT Margin of 5.16% for Q3 2025, down 3813.0% year-over-year from 0.14% in Q3 2024, and up 62.44% quarter-over-quarter from 13.74% in Q2 2025.

First Seacoast Bancorp (FSEA) EBT Margin (2022 - 2025) Analysis & Trends

First Seacoast Bancorp (FSEA) has 4 years of EBT Margin data on file, last reported at 5.16% in Q3 2025.

  • EBT Margin for Q3 2025 came in at 5.16%, down 3813.0% year-over-year; the trailing twelve-month figure through Sep 2025 was 17.33% (up 2530.0% YoY), and the FY2022 annual result was 30.79%, down 16749.0% from the prior year.
  • EBT Margin grew to 5.16% in Q3 2025 per FSEA's latest filing, from 13.74% in the prior quarter.
  • Over five years, EBT Margin peaked at 62.24% in Q1 2022 and troughed at 175.97% in Q4 2022.
  • A 4-year average of 8.58% and a median of 3.2% in 2023 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2023 and 2024: EBT Margin slumped 5864 bps in 2023, then surged 7941 bps in 2024.
  • A 4-year view of EBT Margin shows it stood at 175.97% in 2022, then jumped by 74 bps to 46.44% in 2023, then jumped by 171 bps to 32.96% in 2024, then plunged by 116 bps to 5.16% in 2025.
  • Business Quant data shows FSEA's EBT Margin at 5.16% in Q3 2025, 13.74% in Q2 2025, and 32.96% in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First Seacoast Bancorp 72.17 Mn 72.14 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 -5.16%
Jun 30, 2025 -13.74%
Sep 30, 2024 32.96%
Jun 30, 2024 35.58%
Mar 31, 2024 -24.78%
Sep 30, 2023 -46.44%
Jun 30, 2023 -24.64%
Mar 31, 2023 11.57%
Dec 31, 2022 -175.97%
Sep 30, 2022 12.20%
Jun 30, 2022 33.20%
Mar 31, 2022 62.24%