KPIs & Operating Metrics(New)

First Merchants (FRME) Retained Earnings (2016 - 2025)

First Merchants' Retained Earnings history spans 10 years, with the latest figure at $1.4 billion for Q4 2025.

  • For Q4 2025, Retained Earnings rose 11.1% year-over-year to $1.4 billion; the TTM value through Dec 2025 reached $1.4 billion, up 11.1%, while the annual FY2025 figure was $1.4 billion, 11.1% up from the prior year.
  • Retained Earnings reached $1.4 billion in Q4 2025 per FRME's latest filing, up from -$155.9 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $1.4 billion in Q4 2025 to a low of -$307.3 million in Q3 2023.
  • Average Retained Earnings over 5 years is $362.9 million, with a median of $45.5 million recorded in 2021.
  • The largest YoY upside for Retained Earnings was 2407.17% in 2022 against a maximum downside of 430.49% in 2022.
  • A 5-year view of Retained Earnings shows it stood at $55.1 million in 2021, then skyrocketed by 1737.63% to $1.0 billion in 2022, then plummeted by 117.38% to -$176.0 million in 2023, then soared by 823.15% to $1.3 billion in 2024, then rose by 11.1% to $1.4 billion in 2025.
  • Per Business Quant, the three most recent readings for FRME's Retained Earnings are $1.4 billion (Q4 2025), -$155.9 million (Q3 2025), and $1.3 billion (Q2 2025).