KPIs & Operating Metrics(New)

First Merchants (FRME) Debt Ratio (2016 - 2025)

Historic Debt Ratio for First Merchants (FRME) over the last 10 years, with Q3 2025 value amounting to 0.04.

  • First Merchants' Debt Ratio fell 645.0% to 0.04 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 509.46%. This contributed to the annual value of 0.04 for FY2024, which is 1598.1% up from last year.
  • Latest data reveals that First Merchants reported Debt Ratio of 0.04 as of Q3 2025, which was down 645.0% from 0.05 recorded in Q2 2025.
  • First Merchants' Debt Ratio's 5-year high stood at 0.05 during Q1 2025, with a 5-year trough of 0.02 in Q1 2022.
  • Moreover, its 5-year median value for Debt Ratio was 0.04 (2023), whereas its average is 0.04.
  • Per our database at Business Quant, First Merchants' Debt Ratio tumbled by 3517.74% in 2021 and then skyrocketed by 12677.3% in 2023.
  • First Merchants' Debt Ratio (Quarter) stood at 0.02 in 2021, then surged by 111.66% to 0.05 in 2022, then fell by 15.35% to 0.04 in 2023, then rose by 15.98% to 0.04 in 2024, then decreased by 5.49% to 0.04 in 2025.
  • Its Debt Ratio was 0.04 in Q3 2025, compared to 0.05 in Q2 2025 and 0.05 in Q1 2025.