First Merchants (FRME) Debt Ratio (2011 - 2026)
First Merchants (FRME) posted quarterly Debt Ratio of 0.07 for Q2 2026, up 37.03% year-over-year from 0.05 in Q2 2025, and up 7.43% on a QoQ basis from 0.06 in Q1 2026.
First Merchants (FRME) Debt Ratio (2011 - 2026) Analysis & Trends
First Merchants has reported Debt Ratio for 16 years, with the latest figure at 0.07 in Q2 2026.
- Debt Ratio for Q2 2026 came in at 0.07, up 37.03% year-over-year; the trailing twelve-month figure through Jun 2026 was 0.07 (up 37.03% YoY), and the FY2025 annual result was 0.04, down 6.56% from the prior year.
- Debt Ratio improved to 0.07 in Q2 2026, from 0.06 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.07 in Q2 2026 and troughed at 0.02 in Q1 2022.
- A 5-year average of 0.04 and a median of 0.04 in 2025 frame the typical range for Debt Ratio.
- The widest annual swing landed in 2023, when Debt Ratio soared 126.77%; it then decreased 26.16% in 2024.
- A 5-year view of Debt Ratio shows it stood at 0.05 in 2022, then decreased by 15.35% to 0.04 in 2023, then advanced by 15.98% to 0.04 in 2024, then declined by 6.56% to 0.04 in 2025, then soared by 57.8% to 0.07 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.07 in Q2 2026, 0.06 in Q1 2026, and 0.04 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | First Merchants | 2.62 Bn | 2.62 Bn | 7.27 Mn | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |