KPIs & Operating Metrics(New)

First Merchants (FRME) Debt Ratio: 2016-2025

Historic Debt Ratio for First Merchants (FRME) over the last 10 years, with Sep 2025 value amounting to 0.04.

  • First Merchants' Debt Ratio fell 6.45% to 0.04 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.04, marking a year-over-year decrease of 6.45%. This contributed to the annual value of 0.04 for FY2024, which is 15.98% up from last year.
  • Latest data reveals that First Merchants reported Debt Ratio of 0.04 as of Q3 2025, which was down 12.17% from 0.05 recorded in Q2 2025.
  • First Merchants' 5-year Debt Ratio high stood at 0.05 for Q1 2025, and its period low was 0.02 during Q1 2022.
  • In the last 3 years, First Merchants' Debt Ratio had a median value of 0.04 in 2024 and averaged 0.04.
  • Per our database at Business Quant, First Merchants' Debt Ratio crashed by 35.18% in 2021 and then soared by 126.77% in 2023.
  • First Merchants' Debt Ratio (Quarterly) stood at 0.02 in 2021, then soared by 111.66% to 0.05 in 2022, then decreased by 15.35% to 0.04 in 2023, then climbed by 15.98% to 0.04 in 2024, then decreased by 6.45% to 0.04 in 2025.
  • Its Debt Ratio was 0.04 in Q3 2025, compared to 0.05 in Q2 2025 and 0.05 in Q1 2025.