First Merchants (FRME) Debt Ratio (2011 - 2026)

First Merchants' Debt Ratio history runs 16 years deep, the most recent figure standing at 0.0 for Q1 2026.

• On a quarterly basis, Debt Ratio fell 38.54% year-over-year to 0.0 in Q1 2026; TTM through Mar 2026 was 0.0, a 38.54% decrease from a year earlier, with the FY2025 full-year figure at 0.04, up 721.79% from the prior year.
• Debt Ratio slipped to 0.0 in Q1 2026 per FRME's latest filing, from 0.04 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.05 in Q2 2024 and bottomed at 0.0 in Q3 2025.
• The 5-year median for Debt Ratio is 0.01 (2022), against an average of 0.01.
• Biggest YoY gain for Debt Ratio was 721.79% in 2025; the steepest drop was 92.6% in 2025.
• Year by year, Debt Ratio stood at 0.01 in 2022, then grew by 1.67% to 0.01 in 2023, then sank by 40.23% to 0.01 in 2024, then jumped by 721.79% to 0.04 in 2025, then sank by 90.24% to 0.0 in 2026.
• Per Business Quant, the three latest FRME Debt Ratio figures stand at 0.0 (Q1 2026), 0.04 (Q4 2025), and 0.0 (Q3 2025).