First Citizens Bancshares Inc /De/ (FCNCB) Interest Coverage Ratio (2009 - 2026)
First Citizens Bancshares (FCNCB) posted quarterly Interest Coverage Ratio of 1.3 for Q1 2026, down 6.1% year-over-year from 1.38 in Q1 2025, and down 21.38% quarter-over-quarter from 1.07 in Q4 2025.
First Citizens Bancshares Inc /De/ (FCNCB) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Citizens Bancshares (FCNCB) has reported Interest Coverage Ratio for 18 consecutive years, with 1.3 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 6.1% year-over-year to 1.3; the TTM figure through Mar 2026 stood at 1.18 (down 4.88% YoY), while the FY2025 annual figure was 1.2, down 8.05% from the prior year.
- Interest Coverage Ratio slipped to 1.3 in Q1 2026 per FCNCB's latest filing, from 1.07 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.64 in Q4 2023 and bottomed at 6.76 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 1.9 across 5 years, with a median of 1.2 in 2024.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio soared 114.25% — and 2024, when it plunged 286.16%.
- First Citizens Bancshares' Interest Coverage Ratio stood at 4.51 in 2022, then jumped by 114.25% to 0.64 in 2023, then sank by 286.16% to 1.2 in 2024, then advanced by 10.64% to 1.07 in 2025, then fell by 21.38% to 1.3 in 2026.
- Business Quant data shows FCNCB's Interest Coverage Ratio at 1.3 in Q1 2026, 1.07 in Q4 2025, and 1.15 in Q3 2025.
Peer Comparison
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.27 |
| Mar 31, 2026 | -1.30 |
| Dec 31, 2025 | -1.07 |
| Sep 30, 2025 | -1.15 |
| Jun 30, 2025 | -1.21 |
| Mar 31, 2025 | -1.22 |
| Dec 31, 2024 | -1.20 |
| Sep 30, 2024 | -1.06 |
| Jun 30, 2024 | -1.03 |
| Mar 31, 2024 | -1.04 |
| Dec 31, 2023 | 0.64 |
| Sep 30, 2023 | -1.19 |
| Jun 30, 2023 | -1.54 |
| Mar 31, 2023 | -2.25 |
| Dec 31, 2022 | -4.51 |
| Sep 30, 2022 | -6.76 |
| Jun 30, 2022 | -1.11 |
| Mar 31, 2022 | -5.36 |
| Dec 31, 2021 | -27.54 |
| Sep 30, 2021 | -19.56 |