Bank Of Montreal (BMO) Interest Expense - Deposits (2009 - 2026)
Bank Of Montreal (BMO) posted quarterly Interest Expense - Deposits of $4.5 billion for Q1 2026, down 21.33% YoY from $5.7 billion in Q1 2025, and down 8.89% sequentially from $4.9 billion in Q4 2025.
Bank Of Montreal (BMO) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Bank Of Montreal has disclosed Interest Expense - Deposits across 18 years of filings, most recently posting $4.5 billion for Q1 2026.
- In Q1 2026, Interest Expense - Deposits fell 21.33% year-over-year to $4.5 billion; the TTM figure through Jan 2026 stood at $19.7 billion (down 21.18% YoY), while the FY2025 annual figure was $20.9 billion, down 17.78% from the prior year.
- Interest Expense - Deposits retreated to $4.5 billion in Q1 2026, from $4.9 billion in the prior quarter.
- Over the last five years, Interest Expense - Deposits for BMO reached as high as $6.6 billion in Q3 2024 and fell as low as $557.0 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $5.1 billion (2025), against an average of $4.4 billion.
- Annual changes were most pronounced in 2023 — Interest Expense - Deposits surged 603.18% — and 2025, when it fell 23.04%.
- A 5-year view of Interest Expense - Deposits shows it stood at $2.6 billion in 2022, then soared by 127.0% to $5.8 billion in 2023, then advanced by 10.2% to $6.4 billion in 2024, then slipped by 23.04% to $4.9 billion in 2025, then retreated by 8.89% to $4.5 billion in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $4.5 billion, $4.9 billion, and $5.1 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hsbc Holdings | 1,641.64 Bn | 1,642.09 Bn | - | - |
| 2 | Bank Of America | 423.61 Bn | -183.09 Bn | 29.24 Bn | 7.30 Bn |
| 3 | Wells Fargo & Company | 264.70 Bn | 189.62 Bn | - | 4.97 Bn |
| 4 | Citigroup | 256.70 Bn | -1,928.30 Bn | 19.85 Bn | 8.68 Bn |
| 5 | UBS Group AG | 156.73 Bn | 156.73 Bn | - | - |
| 6 | Bank of New York Mellon | 100.92 Bn | 44.00 Bn | - | 1.55 Bn |
| 7 | Jpmorgan Chase | 93.06 Bn | 120.14 Bn | - | 10.28 Bn |
| 8 | Sumitomo Mitsui Financial | 92.45 Bn | 93.39 Bn | - | - |
| 9 | Bank of N.T. Butterfield & Son | 2.40 Bn | -454.67 Mn | 152.73 Mn | 39.33 Mn |
| 10 | Bank Of Montreal | - | - | - | 4.50 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 4.50 Bn |
| Oct 31, 2025 | 4.94 Bn |
| Jul 31, 2025 | 5.10 Bn |
| Apr 30, 2025 | 5.11 Bn |
| Jan 31, 2025 | 5.72 Bn |
| Oct 31, 2024 | 6.42 Bn |
| Jul 31, 2024 | 6.55 Bn |
| Apr 30, 2024 | 6.23 Bn |
| Jan 31, 2024 | 6.20 Bn |
| Oct 31, 2023 | 5.83 Bn |
| Jul 31, 2023 | 5.32 Bn |
| Apr 30, 2023 | 4.63 Bn |
| Jan 31, 2023 | 3.92 Bn |
| Oct 31, 2022 | 2.57 Bn |
| Jul 31, 2022 | 1.36 Bn |
| Apr 30, 2022 | 674.28 Mn |
| Jan 31, 2022 | 557.01 Mn |
| Oct 31, 2021 | 586.24 Mn |
| Jul 31, 2021 | 606.42 Mn |
| Apr 30, 2021 | 648.94 Mn |