Bread Financial Holdings (BFH-PB) Total Debt (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Total Debt of $3.9 billion in Q1 2026, down 9.98% quarter-over-quarter from $4.3 billion in Q4 2025, and down 24.27% on a YoY basis from $5.1 billion in Q1 2025.

Bread Financial Holdings (BFH-PB) Total Debt (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Total Debt history runs 18 years deep, the most recent figure standing at $3.9 billion for Q1 2026.

  • In Q1 2026, Total Debt fell 24.27% year-over-year to $3.9 billion; the TTM figure through Mar 2026 stood at $3.9 billion (down 24.27% YoY), while the FY2025 annual figure was $4.3 billion, down 22.48% from the prior year.
  • Total Debt was $3.9 billion for Q1 2026 at Bread Financial Holdings, down from $4.3 billion in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $8.0 billion in Q4 2022 to a low of $3.8 billion in Q3 2025.
  • Historically, Total Debt has averaged $5.2 billion across 5 years, with a median of $4.8 billion in 2024.
  • The sharpest annual moves came in 2023 and 2025: Total Debt plunged 36.83% in 2023, then rose 10.08% in 2025.
  • A 5-year view of Total Debt shows it stood at $8.0 billion in 2022, then plunged by 33.91% to $5.3 billion in 2023, then climbed by 5.01% to $5.6 billion in 2024, then dropped by 22.48% to $4.3 billion in 2025, then slipped by 9.98% to $3.9 billion in 2026.
  • The last three Total Debt figures came in at $3.9 billion (Q1 2026), $4.3 billion (Q4 2025), and $3.8 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.98 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 18.96 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.69 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 38.42 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 9.41 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 7.51 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 2.42 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 4.13 Bn
10 Bread Financial Holdings - - 983.00 Mn 3.88 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.88 Bn
Dec 31, 2025 4.31 Bn
Sep 30, 2025 3.79 Bn
Jun 30, 2025 4.23 Bn
Mar 31, 2025 5.12 Bn
Dec 31, 2024 5.56 Bn
Sep 30, 2024 4.58 Bn
Jun 30, 2024 4.75 Bn
Mar 31, 2024 4.65 Bn
Dec 31, 2023 5.29 Bn
Sep 30, 2023 4.22 Bn
Jun 30, 2023 4.70 Bn
Mar 31, 2023 4.88 Bn
Dec 31, 2022 8.01 Bn
Sep 30, 2022 5.93 Bn
Jun 30, 2022 7.44 Bn
Mar 31, 2022 6.78 Bn
Dec 31, 2021 7.44 Bn
Dec 31, 2020 8.52 Bn
Dec 31, 2019 2.85 Bn