Bread Financial Holdings (BFH-PB) Total Debt (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Total Debt of $3.9 billion in Q1 2026, down 9.98% quarter-over-quarter from $4.3 billion in Q4 2025, and down 24.27% on a YoY basis from $5.1 billion in Q1 2025.
Bread Financial Holdings (BFH-PB) Total Debt (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Total Debt history runs 18 years deep, the most recent figure standing at $3.9 billion for Q1 2026.
- In Q1 2026, Total Debt fell 24.27% year-over-year to $3.9 billion; the TTM figure through Mar 2026 stood at $3.9 billion (down 24.27% YoY), while the FY2025 annual figure was $4.3 billion, down 22.48% from the prior year.
- Total Debt was $3.9 billion for Q1 2026 at Bread Financial Holdings, down from $4.3 billion in the prior quarter.
- In the past five years, Total Debt ranged from a high of $8.0 billion in Q4 2022 to a low of $3.8 billion in Q3 2025.
- Historically, Total Debt has averaged $5.2 billion across 5 years, with a median of $4.8 billion in 2024.
- The sharpest annual moves came in 2023 and 2025: Total Debt plunged 36.83% in 2023, then rose 10.08% in 2025.
- A 5-year view of Total Debt shows it stood at $8.0 billion in 2022, then plunged by 33.91% to $5.3 billion in 2023, then climbed by 5.01% to $5.6 billion in 2024, then dropped by 22.48% to $4.3 billion in 2025, then slipped by 9.98% to $3.9 billion in 2026.
- The last three Total Debt figures came in at $3.9 billion (Q1 2026), $4.3 billion (Q4 2025), and $3.8 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.98 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 18.96 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 38.42 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 9.41 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 7.51 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 2.42 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 4.13 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 3.88 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.88 Bn |
| Dec 31, 2025 | 4.31 Bn |
| Sep 30, 2025 | 3.79 Bn |
| Jun 30, 2025 | 4.23 Bn |
| Mar 31, 2025 | 5.12 Bn |
| Dec 31, 2024 | 5.56 Bn |
| Sep 30, 2024 | 4.58 Bn |
| Jun 30, 2024 | 4.75 Bn |
| Mar 31, 2024 | 4.65 Bn |
| Dec 31, 2023 | 5.29 Bn |
| Sep 30, 2023 | 4.22 Bn |
| Jun 30, 2023 | 4.70 Bn |
| Mar 31, 2023 | 4.88 Bn |
| Dec 31, 2022 | 8.01 Bn |
| Sep 30, 2022 | 5.93 Bn |
| Jun 30, 2022 | 7.44 Bn |
| Mar 31, 2022 | 6.78 Bn |
| Dec 31, 2021 | 7.44 Bn |
| Dec 31, 2020 | 8.52 Bn |
| Dec 31, 2019 | 2.85 Bn |