Bread Financial Holdings (BFH-PB) Times Interest Earned (2009 - 2026)

Bread Financial Holdings' Times Interest Earned history runs 18 years deep, the most recent figure standing at $2.65 for Q1 2026.

• In Q1 2026, Times Interest Earned rose 30.07% year-over-year to $2.65; the TTM figure through Mar 2026 stood at $2.14 (up 24.62% YoY), while the FY2025 annual figure was $2.0, up 17.65% from the prior year.
• Times Interest Earned was $2.65 for Q1 2026 at Bread Financial Holdings, up from $1.89 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $5.87 in Q1 2022 to a low of $1.48 in Q4 2024.
• Historically, Times Interest Earned has averaged $2.47 across 5 years, with a median of $2.04 in 2025.
• The sharpest annual moves came in 2022 and 2023: Times Interest Earned soared 116.36% in 2022, then tumbled 52.16% in 2023.
• A 5-year view of Times Interest Earned shows it stood at $2.19 in 2022, then retreated by 13.09% to $1.91 in 2023, then declined by 22.39% to $1.48 in 2024, then climbed by 27.62% to $1.89 in 2025, then soared by 40.13% to $2.65 in 2026.
• The last three Times Interest Earned figures came in at $2.65 (Q1 2026), $1.89 (Q4 2025), and $2.18 (Q3 2025), per Business Quant data.