Bread Financial Holdings, Inc. (BFH-PB) Service Charges (2022 - 2026)
Bread Financial Holdings (BFH-PB) posted Service Charges of $316.0 million for Q2 2026, down 4.53% on a QoQ basis from $331.0 million in Q1 2026, and down 9.2% year-over-year from $348.0 million in Q2 2025.
Analysis
Bread Financial Holdings, Inc. (BFH-PB) Service Charges (2022 - 2026) Analysis & Trends
Bread Financial Holdings has reported Service Charges for 5 years, with the latest figure at $316.0 million in Q2 2026.
- On a quarterly basis, Service Charges fell 9.2% year-over-year to $316.0 million in Q2 2026; TTM through Jun 2026 was $1.3 billion, a 8.13% decrease from a year earlier, with the FY2025 full-year figure at $1.4 billion, down 7.52% from the prior year.
- Service Charges was $316.0 million for Q2 2026 at Bread Financial Holdings, down from $331.0 million in the prior quarter.
- The five-year high for Service Charges was $394.0 million in Q1 2024, with the low at $199.0 million in Q1 2022.
- Average Service Charges over 5 years is $325.4 million, with a median of $342.5 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2026: Service Charges soared 77.39% in 2023, then fell 9.32% in 2026.
- Over 5 years, Service Charges stood at $311.0 million in 2022, then rose by 17.68% to $366.0 million in 2023, then changed by 0.0% to $366.0 million in 2024, then dropped by 7.92% to $337.0 million in 2025, then dropped by 6.23% to $316.0 million in 2026.
- The last three Service Charges figures came in at $316.0 million (Q2 2026), $331.0 million (Q1 2026), and $337.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 316.00 Mn |
| Mar 31, 2026 | 331.00 Mn |
| Dec 31, 2025 | 337.00 Mn |
| Sep 30, 2025 | 327.00 Mn |
| Jun 30, 2025 | 348.00 Mn |
| Mar 31, 2025 | 365.00 Mn |
| Dec 31, 2024 | 366.00 Mn |
| Sep 30, 2024 | 348.00 Mn |
| Jun 30, 2024 | 381.00 Mn |
| Mar 31, 2024 | 394.00 Mn |
| Dec 31, 2023 | 366.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 351.00 Mn |
| Mar 31, 2023 | 353.00 Mn |
| Dec 31, 2022 | 311.00 Mn |
| Sep 30, 2022 | 223.00 Mn |
| Jun 30, 2022 | 238.00 Mn |
| Mar 31, 2022 | 199.00 Mn |