Bread Financial Holdings (BFH-PB) Retained Earnings (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Retained Earnings of $1.6 billion in Q1 2026, up 11.39% quarter-over-quarter from $1.5 billion in Q4 2025, and up 8747.37% on a YoY basis from $18.6 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Retained Earnings (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Retained Earnings history runs 18 years deep, the most recent figure standing at $1.6 billion for Q1 2026.
- In Q1 2026, Retained Earnings rose 8747.37% year-over-year to $1.6 billion; the TTM figure through Mar 2026 stood at $1.6 billion (up 8747.37% YoY), while the FY2025 annual figure was $1.5 billion, up 47.65% from the prior year.
- Retained Earnings was $1.6 billion for Q1 2026 at Bread Financial Holdings, up from $1.5 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.6 billion in Q1 2026 to a low of -$22.0 million in Q1 2024.
- Historically, Retained Earnings has averaged $553.6 million across 5 years, with a median of $537.0 million in 2023.
- The sharpest annual moves came in 2022 and 2026: Retained Earnings plunged 950.0% in 2022, then jumped 8747.37% in 2026.
- A 5-year view of Retained Earnings shows it stood at -$21.0 million in 2022, then soared by 3752.38% to $767.0 million in 2023, then jumped by 30.25% to $999.0 million in 2024, then jumped by 47.65% to $1.5 billion in 2025, then gained by 11.39% to $1.6 billion in 2026.
- The last three Retained Earnings figures came in at $1.6 billion (Q1 2026), $1.5 billion (Q4 2025), and -$16.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 1.64 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.64 Bn |
| Dec 31, 2025 | 1.48 Bn |
| Sep 30, 2025 | -16.00 Mn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | -19.00 Mn |
| Dec 31, 2024 | 999.00 Mn |
| Sep 30, 2024 | 1.00 Bn |
| Jun 30, 2024 | 1.01 Bn |
| Mar 31, 2024 | -22.00 Mn |
| Dec 31, 2023 | 767.00 Mn |
| Sep 30, 2023 | 735.00 Mn |
| Jun 30, 2023 | -20.00 Mn |
| Mar 31, 2023 | 537.00 Mn |
| Dec 31, 2022 | -21.00 Mn |
| Sep 30, 2022 | -21.00 Mn |
| Jun 30, 2022 | 114.00 Mn |
| Mar 31, 2022 | -9.00 Mn |
| Dec 31, 2021 | -2.00 Mn |
| Sep 30, 2021 | -56.20 Mn |
| Jun 30, 2021 | -33.10 Mn |