Bread Financial Holdings (BFH-PB) Retained Earnings (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Retained Earnings of $1.6 billion in Q1 2026, up 11.39% quarter-over-quarter from $1.5 billion in Q4 2025, and up 8747.37% on a YoY basis from $18.6 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Retained Earnings (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Retained Earnings history runs 18 years deep, the most recent figure standing at $1.6 billion for Q1 2026.

  • In Q1 2026, Retained Earnings rose 8747.37% year-over-year to $1.6 billion; the TTM figure through Mar 2026 stood at $1.6 billion (up 8747.37% YoY), while the FY2025 annual figure was $1.5 billion, up 47.65% from the prior year.
  • Retained Earnings was $1.6 billion for Q1 2026 at Bread Financial Holdings, up from $1.5 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $1.6 billion in Q1 2026 to a low of -$22.0 million in Q1 2024.
  • Historically, Retained Earnings has averaged $553.6 million across 5 years, with a median of $537.0 million in 2023.
  • The sharpest annual moves came in 2022 and 2026: Retained Earnings plunged 950.0% in 2022, then jumped 8747.37% in 2026.
  • A 5-year view of Retained Earnings shows it stood at -$21.0 million in 2022, then soared by 3752.38% to $767.0 million in 2023, then jumped by 30.25% to $999.0 million in 2024, then jumped by 47.65% to $1.5 billion in 2025, then gained by 11.39% to $1.6 billion in 2026.
  • The last three Retained Earnings figures came in at $1.6 billion (Q1 2026), $1.5 billion (Q4 2025), and -$16.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Bread Financial Holdings - - 983.00 Mn 1.64 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.64 Bn
Dec 31, 2025 1.48 Bn
Sep 30, 2025 -16.00 Mn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 -19.00 Mn
Dec 31, 2024 999.00 Mn
Sep 30, 2024 1.00 Bn
Jun 30, 2024 1.01 Bn
Mar 31, 2024 -22.00 Mn
Dec 31, 2023 767.00 Mn
Sep 30, 2023 735.00 Mn
Jun 30, 2023 -20.00 Mn
Mar 31, 2023 537.00 Mn
Dec 31, 2022 -21.00 Mn
Sep 30, 2022 -21.00 Mn
Jun 30, 2022 114.00 Mn
Mar 31, 2022 -9.00 Mn
Dec 31, 2021 -2.00 Mn
Sep 30, 2021 -56.20 Mn
Jun 30, 2021 -33.10 Mn