Bread Financial Holdings (BFH-PB) Research & Development (2021 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Research & Development of $76.0 million in Q1 2026, down 2.56% quarter-over-quarter from $78.0 million in Q4 2025, and down 6.17% on a YoY basis from $81.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Research & Development (2021 - 2026) Analysis & Trends

Bread Financial Holdings' Research & Development history runs 6 years deep, the most recent figure standing at $76.0 million for Q1 2026.

  • In Q1 2026, Research & Development fell 6.17% year-over-year to $76.0 million; the TTM figure through Mar 2026 stood at $303.0 million (down 1.3% YoY), while the FY2025 annual figure was $308.0 million, up 2.67% from the prior year.
  • Research & Development was $76.0 million for Q1 2026 at Bread Financial Holdings, down from $78.0 million in the prior quarter.
  • In the past five years, Research & Development ranged from a high of $82.0 million in Q4 2022 to a low of $56.0 million in Q1 2022.
  • Historically, Research & Development has averaged $74.1 million across 5 years, with a median of $75.0 million in 2022.
  • The sharpest annual moves came in 2022 and 2026: Research & Development surged 49.09% in 2022, then slipped 6.17% in 2026.
  • A 5-year view of Research & Development shows it stood at $82.0 million in 2022, then decreased by 3.66% to $79.0 million in 2023, then climbed by 1.27% to $80.0 million in 2024, then decreased by 2.5% to $78.0 million in 2025, then declined by 2.56% to $76.0 million in 2026.
  • The last three Research & Development figures came in at $76.0 million (Q1 2026), $78.0 million (Q4 2025), and $72.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 260.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.59 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 496.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 793.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 262.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 187.68 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Bread Financial Holdings - - 983.00 Mn 76.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 76.00 Mn
Dec 31, 2025 78.00 Mn
Sep 30, 2025 72.00 Mn
Jun 30, 2025 77.00 Mn
Mar 31, 2025 81.00 Mn
Dec 31, 2024 80.00 Mn
Sep 30, 2024 73.00 Mn
Jun 30, 2024 73.00 Mn
Mar 31, 2024 74.00 Mn
Dec 31, 2023 79.00 Mn
Sep 30, 2023 73.00 Mn
Jun 30, 2023 75.00 Mn
Mar 31, 2023 75.00 Mn
Dec 31, 2022 82.00 Mn
Sep 30, 2022 75.00 Mn
Jun 30, 2022 61.00 Mn
Mar 31, 2022 56.00 Mn
Dec 31, 2021 55.00 Mn
Sep 30, 2021 54.00 Mn
Jun 30, 2021 55.00 Mn