Bread Financial Holdings (BFH-PB) Research & Development (2021 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Research & Development of $76.0 million in Q1 2026, down 2.56% quarter-over-quarter from $78.0 million in Q4 2025, and down 6.17% on a YoY basis from $81.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Research & Development (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Research & Development history runs 6 years deep, the most recent figure standing at $76.0 million for Q1 2026.
- In Q1 2026, Research & Development fell 6.17% year-over-year to $76.0 million; the TTM figure through Mar 2026 stood at $303.0 million (down 1.3% YoY), while the FY2025 annual figure was $308.0 million, up 2.67% from the prior year.
- Research & Development was $76.0 million for Q1 2026 at Bread Financial Holdings, down from $78.0 million in the prior quarter.
- In the past five years, Research & Development ranged from a high of $82.0 million in Q4 2022 to a low of $56.0 million in Q1 2022.
- Historically, Research & Development has averaged $74.1 million across 5 years, with a median of $75.0 million in 2022.
- The sharpest annual moves came in 2022 and 2026: Research & Development surged 49.09% in 2022, then slipped 6.17% in 2026.
- A 5-year view of Research & Development shows it stood at $82.0 million in 2022, then decreased by 3.66% to $79.0 million in 2023, then climbed by 1.27% to $80.0 million in 2024, then decreased by 2.5% to $78.0 million in 2025, then declined by 2.56% to $76.0 million in 2026.
- The last three Research & Development figures came in at $76.0 million (Q1 2026), $78.0 million (Q4 2025), and $72.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 260.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.59 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 496.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 793.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 262.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 187.68 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 76.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 76.00 Mn |
| Dec 31, 2025 | 78.00 Mn |
| Sep 30, 2025 | 72.00 Mn |
| Jun 30, 2025 | 77.00 Mn |
| Mar 31, 2025 | 81.00 Mn |
| Dec 31, 2024 | 80.00 Mn |
| Sep 30, 2024 | 73.00 Mn |
| Jun 30, 2024 | 73.00 Mn |
| Mar 31, 2024 | 74.00 Mn |
| Dec 31, 2023 | 79.00 Mn |
| Sep 30, 2023 | 73.00 Mn |
| Jun 30, 2023 | 75.00 Mn |
| Mar 31, 2023 | 75.00 Mn |
| Dec 31, 2022 | 82.00 Mn |
| Sep 30, 2022 | 75.00 Mn |
| Jun 30, 2022 | 61.00 Mn |
| Mar 31, 2022 | 56.00 Mn |
| Dec 31, 2021 | 55.00 Mn |
| Sep 30, 2021 | 54.00 Mn |
| Jun 30, 2021 | 55.00 Mn |