Bread Financial Holdings (BFH-PB) Provisions (2010 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Provisions of $303.0 million in Q1 2026, down 18.77% quarter-over-quarter from $373.0 million in Q4 2025, and up 2.36% on a YoY basis from $296.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Provisions (2010 - 2026) Analysis & Trends
Bread Financial Holdings' Provisions history runs 17 years deep, the most recent figure standing at $303.0 million for Q1 2026.
- In Q1 2026, Provisions rose 2.36% year-over-year to $303.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (down 8.97% YoY), while the FY2025 annual figure was $1.2 billion, down 11.1% from the prior year.
- Provisions was $303.0 million for Q1 2026 at Bread Financial Holdings, down from $373.0 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $692.0 million in Q4 2022 to a low of $107.0 million in Q1 2023.
- Historically, Provisions has averaged $339.1 million across 5 years, with a median of $304.0 million in 2022.
- The sharpest annual moves came in 2022 and 2023: Provisions soared 2985.71% in 2022, then sank 44.56% in 2023.
- A 5-year view of Provisions shows it stood at $692.0 million in 2022, then sank by 30.35% to $482.0 million in 2023, then dropped by 13.49% to $417.0 million in 2024, then dropped by 10.55% to $373.0 million in 2025, then declined by 18.77% to $303.0 million in 2026.
- The last three Provisions figures came in at $303.0 million (Q1 2026), $373.0 million (Q4 2025), and $299.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.34 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 196.54 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 303.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 303.00 Mn |
| Dec 31, 2025 | 373.00 Mn |
| Sep 30, 2025 | 299.00 Mn |
| Jun 30, 2025 | 274.00 Mn |
| Mar 31, 2025 | 296.00 Mn |
| Dec 31, 2024 | 417.00 Mn |
| Sep 30, 2024 | 369.00 Mn |
| Jun 30, 2024 | 290.00 Mn |
| Mar 31, 2024 | 321.00 Mn |
| Dec 31, 2023 | 482.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 336.00 Mn |
| Mar 31, 2023 | 107.00 Mn |
| Dec 31, 2022 | 692.00 Mn |
| Sep 30, 2022 | 304.00 Mn |
| Jun 30, 2022 | 404.00 Mn |
| Mar 31, 2022 | 193.00 Mn |
| Dec 31, 2021 | 364.00 Mn |
| Sep 30, 2021 | 161.00 Mn |
| Jun 30, 2021 | -14.00 Mn |