Bread Financial Holdings (BFH-PB) Provisions (2010 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly Provisions of $303.0 million for Q1 2026, up 2.36% year-over-year from $296.0 million in Q1 2025, and down 18.77% on a QoQ basis from $373.0 million in Q4 2025.
Bread Financial Holdings (BFH-PB) Provisions (2010 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported Provisions for 17 consecutive years, with $303.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Provisions rose 2.36% year-over-year to $303.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (down 8.97% YoY), while the FY2025 annual figure was $1.2 billion, down 11.1% from the prior year.
- Provisions came in at $303.0 million for Q1 2026 at Bread Financial Holdings, down from $373.0 million in the prior quarter.
- The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
- Average Provisions over 5 years is $339.1 million, with a median of $304.0 million recorded in 2022.
- Across the five-year window, Provisions soared 2985.71% in 2022 and slumped 44.56% in 2023, its largest moves.
- Year by year, Provisions stood at $692.0 million in 2022, then slumped by 30.35% to $482.0 million in 2023, then retreated by 13.49% to $417.0 million in 2024, then retreated by 10.55% to $373.0 million in 2025, then decreased by 18.77% to $303.0 million in 2026.
- According to Business Quant data, Provisions over the past three periods registered $303.0 million, $373.0 million, and $299.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.25 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 196.54 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 8.90 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 467.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 303.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 303.00 Mn |
| Dec 31, 2025 | 373.00 Mn |
| Sep 30, 2025 | 299.00 Mn |
| Jun 30, 2025 | 274.00 Mn |
| Mar 31, 2025 | 296.00 Mn |
| Dec 31, 2024 | 417.00 Mn |
| Sep 30, 2024 | 369.00 Mn |
| Jun 30, 2024 | 290.00 Mn |
| Mar 31, 2024 | 321.00 Mn |
| Dec 31, 2023 | 482.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 336.00 Mn |
| Mar 31, 2023 | 107.00 Mn |
| Dec 31, 2022 | 692.00 Mn |
| Sep 30, 2022 | 304.00 Mn |
| Jun 30, 2022 | 404.00 Mn |
| Mar 31, 2022 | 193.00 Mn |
| Dec 31, 2021 | 364.00 Mn |
| Sep 30, 2021 | 161.00 Mn |
| Jun 30, 2021 | -14.00 Mn |