Bread Financial Holdings (BFH-PB) Provisions (2010 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Provisions of $303.0 million in Q1 2026, down 18.77% quarter-over-quarter from $373.0 million in Q4 2025, and up 2.36% on a YoY basis from $296.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Provisions (2010 - 2026) Analysis & Trends

Bread Financial Holdings' Provisions history runs 17 years deep, the most recent figure standing at $303.0 million for Q1 2026.

  • In Q1 2026, Provisions rose 2.36% year-over-year to $303.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (down 8.97% YoY), while the FY2025 annual figure was $1.2 billion, down 11.1% from the prior year.
  • Provisions was $303.0 million for Q1 2026 at Bread Financial Holdings, down from $373.0 million in the prior quarter.
  • In the past five years, Provisions ranged from a high of $692.0 million in Q4 2022 to a low of $107.0 million in Q1 2023.
  • Historically, Provisions has averaged $339.1 million across 5 years, with a median of $304.0 million in 2022.
  • The sharpest annual moves came in 2022 and 2023: Provisions soared 2985.71% in 2022, then sank 44.56% in 2023.
  • A 5-year view of Provisions shows it stood at $692.0 million in 2022, then sank by 30.35% to $482.0 million in 2023, then dropped by 13.49% to $417.0 million in 2024, then dropped by 10.55% to $373.0 million in 2025, then declined by 18.77% to $303.0 million in 2026.
  • The last three Provisions figures came in at $303.0 million (Q1 2026), $373.0 million (Q4 2025), and $299.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.07 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.34 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 467.00 Mn
10 Bread Financial Holdings - - 983.00 Mn 303.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 303.00 Mn
Dec 31, 2025 373.00 Mn
Sep 30, 2025 299.00 Mn
Jun 30, 2025 274.00 Mn
Mar 31, 2025 296.00 Mn
Dec 31, 2024 417.00 Mn
Sep 30, 2024 369.00 Mn
Jun 30, 2024 290.00 Mn
Mar 31, 2024 321.00 Mn
Dec 31, 2023 482.00 Mn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 336.00 Mn
Mar 31, 2023 107.00 Mn
Dec 31, 2022 692.00 Mn
Sep 30, 2022 304.00 Mn
Jun 30, 2022 404.00 Mn
Mar 31, 2022 193.00 Mn
Dec 31, 2021 364.00 Mn
Sep 30, 2021 161.00 Mn
Jun 30, 2021 -14.00 Mn