Bread Financial Holdings (BFH-PB) Non-Interest Income (2009 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly Non-Interest Income of $58.0 million for Q1 2026, down 84.11% year-over-year from $365.0 million in Q1 2025, and up 5.45% on a QoQ basis from $55.0 million in Q4 2025.
Bread Financial Holdings (BFH-PB) Non-Interest Income (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported Non-Interest Income for 18 consecutive years, with $58.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Non-Interest Income fell 84.11% year-over-year to $58.0 million; the TTM figure through Mar 2026 stood at $788.0 million (down 4.83% YoY), while the FY2025 annual figure was $200.0 million, up 38.89% from the prior year.
- Non-Interest Income came in at $58.0 million for Q1 2026 at Bread Financial Holdings, up from $55.0 million in the prior quarter.
- The five-year high for Non-Interest Income was $381.0 million in Q2 2024, with the low at -$106.0 million in Q3 2022.
- Average Non-Interest Income over 5 years is $137.1 million, with a median of $55.0 million recorded in 2025.
- Across the five-year window, Non-Interest Income slumped 106.06% in 2022 and surged 1077.42% in 2025, its largest moves.
- Year by year, Non-Interest Income stood at -$97.0 million in 2022, then surged by 132.99% to $32.0 million in 2023, then jumped by 40.62% to $45.0 million in 2024, then gained by 22.22% to $55.0 million in 2025, then rose by 5.45% to $58.0 million in 2026.
- According to Business Quant data, Non-Interest Income over the past three periods registered $58.0 million, $55.0 million, and $327.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.22 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 127.20 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 407.38 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 513.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 58.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.00 Mn |
| Dec 31, 2025 | 1.23 Bn |
| Sep 30, 2025 | 327.00 Mn |
| Jun 30, 2025 | 348.00 Mn |
| Mar 31, 2025 | 365.00 Mn |
| Dec 31, 2024 | 1.39 Bn |
| Sep 30, 2024 | 348.00 Mn |
| Jun 30, 2024 | 381.00 Mn |
| Mar 31, 2024 | 31.00 Mn |
| Dec 31, 2023 | -881.00 Mn |
| Sep 30, 2023 | 33.00 Mn |
| Jun 30, 2023 | 351.00 Mn |
| Mar 31, 2023 | 353.00 Mn |
| Dec 31, 2022 | -97.00 Mn |
| Sep 30, 2022 | -106.00 Mn |
| Jun 30, 2022 | -85.00 Mn |
| Mar 31, 2022 | -68.00 Mn |
| Dec 31, 2021 | -76.00 Mn |
| Sep 30, 2021 | -52.00 Mn |
| Jun 30, 2021 | -51.00 Mn |