Bread Financial Holdings (BFH-PB) Net Income (2009 - 2025)
Bread Financial Holdings (BFH-PB) recorded quarterly Net Income of $1.0 million in Q4 2025, up 125.0% quarter-over-quarter from -$4.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Net Income (2009 - 2025) Analysis & Trends
Bread Financial Holdings' Net Income history runs 17 years deep, the most recent figure standing at $1.0 million for Q4 2025.
- In Q4 2025, Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Mar 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
- Net Income was $1.0 million for Q4 2025 at Bread Financial Holdings, up from -$4.0 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $18.0 million in Q1 2021 to a low of -$42.0 million in Q4 2021.
- Historically, Net Income has averaged -$1.7 million across 5 years, with a median of -$1.0 million in 2022.
- The sharpest annual moves came in 2024 and 2025: Net Income jumped 50.0% in 2024, then sank 300.0% in 2025.
- A 5-year view of Net Income shows it stood at -$42.0 million in 2021, then jumped by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then soared by 200.0% to $1.0 million in 2025.
- The last three Net Income figures came in at $1.0 million (Q4 2025), -$4.0 million (Q1 2025), and -$1.0 million (Q3 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.00 Mn |
| Mar 31, 2025 | -4.00 Mn |
| Sep 30, 2024 | -1.00 Mn |
| Mar 31, 2024 | -1.00 Mn |
| Dec 31, 2023 | -1.00 Mn |
| Sep 30, 2023 | -2.00 Mn |
| Jun 30, 2023 | -16.00 Mn |
| Mar 31, 2022 | -1.00 Mn |
| Dec 31, 2021 | -42.00 Mn |
| Sep 30, 2021 | 18.00 Mn |
| Jun 30, 2021 | 11.00 Mn |
| Mar 31, 2021 | 18.00 Mn |
| Dec 31, 2020 | -81.30 Mn |
| Sep 30, 2020 | 133.30 Mn |
| Jun 30, 2020 | 38.40 Mn |
| Mar 31, 2020 | 30.00 Mn |
| Dec 31, 2019 | -32.90 Mn |
| Sep 30, 2019 | -229.20 Mn |
| Jun 30, 2019 | -3.40 Mn |
| Mar 31, 2019 | -29.10 Mn |