Bread Financial Holdings (BFH-PB) Loans - Loss Allowance (2009 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly Loans - Loss Allowance of $2.1 billion for Q1 2026, down 4.33% year-over-year from $2.2 billion in Q1 2025, and down 1.33% on a QoQ basis from $2.1 billion in Q4 2025.
Bread Financial Holdings (BFH-PB) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported Loans - Loss Allowance for 18 consecutive years, with $2.1 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance fell 4.33% year-over-year to $2.1 billion; the TTM figure through Mar 2026 stood at $2.1 billion (down 4.33% YoY), while the FY2025 annual figure was $2.1 billion, down 6.02% from the prior year.
- Loans - Loss Allowance came in at $2.1 billion for Q1 2026 at Bread Financial Holdings, down from $2.1 billion in the prior quarter.
- The five-year high for Loans - Loss Allowance was $2.5 billion in Q4 2022, with the low at $1.8 billion in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $2.2 billion, with a median of $2.2 billion recorded in 2025.
- Across the five-year window, Loans - Loss Allowance jumped 34.5% in 2022 and dropped 6.02% in 2025, its largest moves.
- Year by year, Loans - Loss Allowance stood at $2.5 billion in 2022, then decreased by 5.52% to $2.3 billion in 2023, then slipped by 3.74% to $2.2 billion in 2024, then dropped by 6.02% to $2.1 billion in 2025, then declined by 1.33% to $2.1 billion in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $2.1 billion, $2.1 billion, and $2.1 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 512.31 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.54 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 Bn |
| Dec 31, 2025 | 2.11 Bn |
| Sep 30, 2025 | 2.07 Bn |
| Jun 30, 2025 | 2.10 Bn |
| Mar 31, 2025 | 2.17 Bn |
| Dec 31, 2024 | 2.24 Bn |
| Sep 30, 2024 | 2.19 Bn |
| Jun 30, 2024 | 2.16 Bn |
| Mar 31, 2024 | 2.26 Bn |
| Dec 31, 2023 | 2.33 Bn |
| Sep 30, 2023 | 2.21 Bn |
| Jun 30, 2023 | 2.21 Bn |
| Mar 31, 2023 | 2.22 Bn |
| Dec 31, 2022 | 2.46 Bn |
| Sep 30, 2022 | 2.07 Bn |
| Jun 30, 2022 | 1.99 Bn |
| Mar 31, 2022 | 1.83 Bn |
| Dec 31, 2021 | 1.83 Bn |
| Sep 30, 2021 | 1.65 Bn |
| Jun 30, 2021 | 1.64 Bn |