Bread Financial Holdings (BFH-PB) Loans - Loss Allowance (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Loans - Loss Allowance of $2.1 billion in Q1 2026, down 1.33% quarter-over-quarter from $2.1 billion in Q4 2025, and down 4.33% on a YoY basis from $2.2 billion in Q1 2025.

Bread Financial Holdings (BFH-PB) Loans - Loss Allowance (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Loans - Loss Allowance history runs 18 years deep, the most recent figure standing at $2.1 billion for Q1 2026.

  • In Q1 2026, Loans - Loss Allowance fell 4.33% year-over-year to $2.1 billion; the TTM figure through Mar 2026 stood at $2.1 billion (down 4.33% YoY), while the FY2025 annual figure was $2.1 billion, down 6.02% from the prior year.
  • Loans - Loss Allowance was $2.1 billion for Q1 2026 at Bread Financial Holdings, down from $2.1 billion in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $2.5 billion in Q4 2022 to a low of $1.8 billion in Q1 2022.
  • Historically, Loans - Loss Allowance has averaged $2.2 billion across 5 years, with a median of $2.2 billion in 2025.
  • The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance jumped 34.5% in 2022, then retreated 6.02% in 2025.
  • A 5-year view of Loans - Loss Allowance shows it stood at $2.5 billion in 2022, then declined by 5.52% to $2.3 billion in 2023, then fell by 3.74% to $2.2 billion in 2024, then retreated by 6.02% to $2.1 billion in 2025, then decreased by 1.33% to $2.1 billion in 2026.
  • The last three Loans - Loss Allowance figures came in at $2.1 billion (Q1 2026), $2.1 billion (Q4 2025), and $2.1 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 23.63 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 10.40 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 512.31 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 3.54 Bn
10 Bread Financial Holdings - - 983.00 Mn 2.08 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.08 Bn
Dec 31, 2025 2.11 Bn
Sep 30, 2025 2.07 Bn
Jun 30, 2025 2.10 Bn
Mar 31, 2025 2.17 Bn
Dec 31, 2024 2.24 Bn
Sep 30, 2024 2.19 Bn
Jun 30, 2024 2.16 Bn
Mar 31, 2024 2.26 Bn
Dec 31, 2023 2.33 Bn
Sep 30, 2023 2.21 Bn
Jun 30, 2023 2.21 Bn
Mar 31, 2023 2.22 Bn
Dec 31, 2022 2.46 Bn
Sep 30, 2022 2.07 Bn
Jun 30, 2022 1.99 Bn
Mar 31, 2022 1.83 Bn
Dec 31, 2021 1.83 Bn
Sep 30, 2021 1.65 Bn
Jun 30, 2021 1.64 Bn