Bread Financial Holdings (BFH-PB) Loans - Loss Allowance (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Loans - Loss Allowance of $2.1 billion in Q1 2026, down 1.33% quarter-over-quarter from $2.1 billion in Q4 2025, and down 4.33% on a YoY basis from $2.2 billion in Q1 2025.
Bread Financial Holdings (BFH-PB) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Loans - Loss Allowance history runs 18 years deep, the most recent figure standing at $2.1 billion for Q1 2026.
- In Q1 2026, Loans - Loss Allowance fell 4.33% year-over-year to $2.1 billion; the TTM figure through Mar 2026 stood at $2.1 billion (down 4.33% YoY), while the FY2025 annual figure was $2.1 billion, down 6.02% from the prior year.
- Loans - Loss Allowance was $2.1 billion for Q1 2026 at Bread Financial Holdings, down from $2.1 billion in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $2.5 billion in Q4 2022 to a low of $1.8 billion in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $2.2 billion across 5 years, with a median of $2.2 billion in 2025.
- The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance jumped 34.5% in 2022, then retreated 6.02% in 2025.
- A 5-year view of Loans - Loss Allowance shows it stood at $2.5 billion in 2022, then declined by 5.52% to $2.3 billion in 2023, then fell by 3.74% to $2.2 billion in 2024, then retreated by 6.02% to $2.1 billion in 2025, then decreased by 1.33% to $2.1 billion in 2026.
- The last three Loans - Loss Allowance figures came in at $2.1 billion (Q1 2026), $2.1 billion (Q4 2025), and $2.1 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 10.40 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 512.31 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 Bn |
| Dec 31, 2025 | 2.11 Bn |
| Sep 30, 2025 | 2.07 Bn |
| Jun 30, 2025 | 2.10 Bn |
| Mar 31, 2025 | 2.17 Bn |
| Dec 31, 2024 | 2.24 Bn |
| Sep 30, 2024 | 2.19 Bn |
| Jun 30, 2024 | 2.16 Bn |
| Mar 31, 2024 | 2.26 Bn |
| Dec 31, 2023 | 2.33 Bn |
| Sep 30, 2023 | 2.21 Bn |
| Jun 30, 2023 | 2.21 Bn |
| Mar 31, 2023 | 2.22 Bn |
| Dec 31, 2022 | 2.46 Bn |
| Sep 30, 2022 | 2.07 Bn |
| Jun 30, 2022 | 1.99 Bn |
| Mar 31, 2022 | 1.83 Bn |
| Dec 31, 2021 | 1.83 Bn |
| Sep 30, 2021 | 1.65 Bn |
| Jun 30, 2021 | 1.64 Bn |