Bread Financial Holdings (BFH-PB) Invested Capital (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Invested Capital of $6.4 billion in Q1 2026, down 16.62% quarter-over-quarter from $7.6 billion in Q4 2025, and down 22.26% on a YoY basis from $8.2 billion in Q1 2025.

Bread Financial Holdings (BFH-PB) Invested Capital (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Invested Capital history runs 18 years deep, the most recent figure standing at $6.4 billion for Q1 2026.

  • In Q1 2026, Invested Capital fell 22.26% year-over-year to $6.4 billion; the TTM figure through Mar 2026 stood at $6.4 billion (down 22.26% YoY), while the FY2025 annual figure was $7.6 billion, down 11.3% from the prior year.
  • Invested Capital was $6.4 billion for Q1 2026 at Bread Financial Holdings, down from $7.6 billion in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $10.3 billion in Q4 2022 to a low of $5.7 billion in Q1 2023.
  • Historically, Invested Capital has averaged $7.4 billion across 5 years, with a median of $7.4 billion in 2025.
  • The sharpest annual moves came in 2022 and 2026: Invested Capital surged 301.59% in 2022, then slipped 22.26% in 2026.
  • A 5-year view of Invested Capital shows it stood at $10.3 billion in 2022, then fell by 20.07% to $8.2 billion in 2023, then climbed by 4.85% to $8.6 billion in 2024, then fell by 11.3% to $7.6 billion in 2025, then declined by 16.62% to $6.4 billion in 2026.
  • The last three Invested Capital figures came in at $6.4 billion (Q1 2026), $7.6 billion (Q4 2025), and $7.1 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.47 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 32.91 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 32.96 Bn
10 Bread Financial Holdings - - 983.00 Mn 6.37 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.37 Bn
Dec 31, 2025 7.64 Bn
Sep 30, 2025 7.10 Bn
Jun 30, 2025 7.39 Bn
Mar 31, 2025 8.19 Bn
Dec 31, 2024 8.61 Bn
Sep 30, 2024 7.70 Bn
Jun 30, 2024 6.63 Bn
Mar 31, 2024 6.39 Bn
Dec 31, 2023 8.21 Bn
Sep 30, 2023 7.09 Bn
Jun 30, 2023 7.43 Bn
Mar 31, 2023 5.73 Bn
Dec 31, 2022 10.27 Bn
Sep 30, 2022 6.41 Bn
Jun 30, 2022 7.77 Bn
Mar 31, 2022 7.08 Bn
Dec 31, 2021 9.53 Bn
Sep 30, 2021 2.25 Bn
Jun 30, 2021 2.05 Bn