Bread Financial Holdings (BFH-PB) Invested Capital (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Invested Capital of $6.4 billion in Q1 2026, down 16.62% quarter-over-quarter from $7.6 billion in Q4 2025, and down 22.26% on a YoY basis from $8.2 billion in Q1 2025.
Bread Financial Holdings (BFH-PB) Invested Capital (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Invested Capital history runs 18 years deep, the most recent figure standing at $6.4 billion for Q1 2026.
- In Q1 2026, Invested Capital fell 22.26% year-over-year to $6.4 billion; the TTM figure through Mar 2026 stood at $6.4 billion (down 22.26% YoY), while the FY2025 annual figure was $7.6 billion, down 11.3% from the prior year.
- Invested Capital was $6.4 billion for Q1 2026 at Bread Financial Holdings, down from $7.6 billion in the prior quarter.
- In the past five years, Invested Capital ranged from a high of $10.3 billion in Q4 2022 to a low of $5.7 billion in Q1 2023.
- Historically, Invested Capital has averaged $7.4 billion across 5 years, with a median of $7.4 billion in 2025.
- The sharpest annual moves came in 2022 and 2026: Invested Capital surged 301.59% in 2022, then slipped 22.26% in 2026.
- A 5-year view of Invested Capital shows it stood at $10.3 billion in 2022, then fell by 20.07% to $8.2 billion in 2023, then climbed by 4.85% to $8.6 billion in 2024, then fell by 11.3% to $7.6 billion in 2025, then declined by 16.62% to $6.4 billion in 2026.
- The last three Invested Capital figures came in at $6.4 billion (Q1 2026), $7.6 billion (Q4 2025), and $7.1 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 6.37 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.37 Bn |
| Dec 31, 2025 | 7.64 Bn |
| Sep 30, 2025 | 7.10 Bn |
| Jun 30, 2025 | 7.39 Bn |
| Mar 31, 2025 | 8.19 Bn |
| Dec 31, 2024 | 8.61 Bn |
| Sep 30, 2024 | 7.70 Bn |
| Jun 30, 2024 | 6.63 Bn |
| Mar 31, 2024 | 6.39 Bn |
| Dec 31, 2023 | 8.21 Bn |
| Sep 30, 2023 | 7.09 Bn |
| Jun 30, 2023 | 7.43 Bn |
| Mar 31, 2023 | 5.73 Bn |
| Dec 31, 2022 | 10.27 Bn |
| Sep 30, 2022 | 6.41 Bn |
| Jun 30, 2022 | 7.77 Bn |
| Mar 31, 2022 | 7.08 Bn |
| Dec 31, 2021 | 9.53 Bn |
| Sep 30, 2021 | 2.25 Bn |
| Jun 30, 2021 | 2.05 Bn |