Bread Financial Holdings (BFH-PB) Interest Income - Net (2018 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Interest Income - Net of $1.1 billion in Q1 2026, up 1.91% quarter-over-quarter from $1.0 billion in Q4 2025, and up 6.06% on a YoY basis from $1.0 billion in Q1 2025.

Bread Financial Holdings (BFH-PB) Interest Income - Net (2018 - 2026) Analysis & Trends

Bread Financial Holdings' Interest Income - Net history runs 9 years deep, the most recent figure standing at $1.1 billion for Q1 2026.

  • In Q1 2026, Interest Income - Net rose 6.06% year-over-year to $1.1 billion; the TTM figure through Mar 2026 stood at $4.1 billion (up 2.56% YoY), while the FY2025 annual figure was $4.1 billion, changed 0.15% from the prior year.
  • Interest Income - Net was $1.1 billion for Q1 2026 at Bread Financial Holdings, up from $1.0 billion in the prior quarter.
  • In the past five years, Interest Income - Net ranged from a high of $1.1 billion in Q4 2022 to a low of $974.0 million in Q2 2025.
  • Historically, Interest Income - Net has averaged $1.0 billion across 5 years, with a median of $1.0 billion in 2024.
  • The sharpest annual moves came in 2022 and 2024: Interest Income - Net surged 1078.07% in 2022, then dropped 8.19% in 2024.
  • A 5-year view of Interest Income - Net shows it stood at $1.1 billion in 2022, then retreated by 4.87% to $1.1 billion in 2023, then decreased by 8.19% to $987.0 million in 2024, then advanced by 6.08% to $1.0 billion in 2025, then grew by 1.91% to $1.1 billion in 2026.
  • The last three Interest Income - Net figures came in at $1.1 billion (Q1 2026), $1.0 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 4.69 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 12.15 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 4.64 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 418.69 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 692.99 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.86 Bn
10 Bread Financial Holdings - - 983.00 Mn 1.07 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.07 Bn
Dec 31, 2025 1.05 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 974.00 Mn
Mar 31, 2025 1.01 Bn
Dec 31, 2024 987.00 Mn
Sep 30, 2024 1.04 Bn
Jun 30, 2024 987.00 Mn
Mar 31, 2024 1.05 Bn
Dec 31, 2023 1.08 Bn
Sep 30, 2023 1.08 Bn
Jun 30, 2023 992.00 Mn
Mar 31, 2023 1.12 Bn
Dec 31, 2022 1.13 Bn
Sep 30, 2022 1.09 Bn
Jun 30, 2022 978.00 Mn
Mar 31, 2022 989.00 Mn
Dec 31, 2021 932.00 Mn
Sep 30, 2021 92.10 Mn
Jun 30, 2021 815.00 Mn