Bread Financial Holdings (BFH-PB) Interest Income - Net (2018 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Interest Income - Net of $1.1 billion in Q1 2026, up 1.91% quarter-over-quarter from $1.0 billion in Q4 2025, and up 6.06% on a YoY basis from $1.0 billion in Q1 2025.
Bread Financial Holdings (BFH-PB) Interest Income - Net (2018 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Income - Net history runs 9 years deep, the most recent figure standing at $1.1 billion for Q1 2026.
- In Q1 2026, Interest Income - Net rose 6.06% year-over-year to $1.1 billion; the TTM figure through Mar 2026 stood at $4.1 billion (up 2.56% YoY), while the FY2025 annual figure was $4.1 billion, changed 0.15% from the prior year.
- Interest Income - Net was $1.1 billion for Q1 2026 at Bread Financial Holdings, up from $1.0 billion in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $1.1 billion in Q4 2022 to a low of $974.0 million in Q2 2025.
- Historically, Interest Income - Net has averaged $1.0 billion across 5 years, with a median of $1.0 billion in 2024.
- The sharpest annual moves came in 2022 and 2024: Interest Income - Net surged 1078.07% in 2022, then dropped 8.19% in 2024.
- A 5-year view of Interest Income - Net shows it stood at $1.1 billion in 2022, then retreated by 4.87% to $1.1 billion in 2023, then decreased by 8.19% to $987.0 million in 2024, then advanced by 6.08% to $1.0 billion in 2025, then grew by 1.91% to $1.1 billion in 2026.
- The last three Interest Income - Net figures came in at $1.1 billion (Q1 2026), $1.0 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 4.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 12.15 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 4.64 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 418.69 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 692.99 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.86 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 1.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.07 Bn |
| Dec 31, 2025 | 1.05 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | 974.00 Mn |
| Mar 31, 2025 | 1.01 Bn |
| Dec 31, 2024 | 987.00 Mn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 987.00 Mn |
| Mar 31, 2024 | 1.05 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Sep 30, 2023 | 1.08 Bn |
| Jun 30, 2023 | 992.00 Mn |
| Mar 31, 2023 | 1.12 Bn |
| Dec 31, 2022 | 1.13 Bn |
| Sep 30, 2022 | 1.09 Bn |
| Jun 30, 2022 | 978.00 Mn |
| Mar 31, 2022 | 989.00 Mn |
| Dec 31, 2021 | 932.00 Mn |
| Sep 30, 2021 | 92.10 Mn |
| Jun 30, 2021 | 815.00 Mn |