Bread Financial Holdings (BFH-PB) Interest income - Loans (2021 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Interest income - Loans of $1.2 billion in Q1 2026, up 1.32% quarter-over-quarter from $1.2 billion in Q4 2025, and up 3.29% on a YoY basis from $1.2 billion in Q1 2025.
Bread Financial Holdings (BFH-PB) Interest income - Loans (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Interest income - Loans history runs 6 years deep, the most recent figure standing at $1.2 billion for Q1 2026.
- In Q1 2026, Interest income - Loans rose 3.29% year-over-year to $1.2 billion; the TTM figure through Mar 2026 stood at $4.8 billion (changed 0.42% YoY), while the FY2025 annual figure was $4.7 billion, down 1.68% from the prior year.
- Interest income - Loans was $1.2 billion for Q1 2026 at Bread Financial Holdings, up from $1.2 billion in the prior quarter.
- In the past five years, Interest income - Loans ranged from a high of $1.3 billion in Q4 2022 to a low of $1.1 billion in Q2 2022.
- Historically, Interest income - Loans has averaged $1.2 billion across 5 years, with a median of $1.2 billion in 2025.
- The sharpest annual moves came in 2022 and 2024: Interest income - Loans increased 26.97% in 2022, then decreased 7.04% in 2024.
- A 5-year view of Interest income - Loans shows it stood at $1.3 billion in 2022, then retreated by 2.02% to $1.3 billion in 2023, then declined by 7.04% to $1.2 billion in 2024, then advanced by 2.81% to $1.2 billion in 2025, then climbed by 1.32% to $1.2 billion in 2026.
- The last three Interest income - Loans figures came in at $1.2 billion (Q1 2026), $1.2 billion (Q4 2025), and $1.2 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 6.14 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 14.74 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 5.41 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 465.79 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 932.18 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 2.66 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 1.22 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.22 Bn |
| Dec 31, 2025 | 1.21 Bn |
| Sep 30, 2025 | 1.20 Bn |
| Jun 30, 2025 | 1.15 Bn |
| Mar 31, 2025 | 1.19 Bn |
| Dec 31, 2024 | 1.18 Bn |
| Sep 30, 2024 | 1.22 Bn |
| Jun 30, 2024 | 1.17 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Dec 31, 2023 | 1.26 Bn |
| Sep 30, 2023 | 1.26 Bn |
| Jun 30, 2023 | 1.15 Bn |
| Mar 31, 2023 | 1.29 Bn |
| Dec 31, 2022 | 1.29 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 1.06 Bn |
| Mar 31, 2022 | 1.07 Bn |
| Dec 31, 2021 | 1.02 Bn |
| Sep 30, 2021 | 992.00 Mn |
| Jun 30, 2021 | 913.00 Mn |