Bread Financial Holdings (BFH-PB) Interest income - Loans (2021 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly Interest income - Loans of $1.2 billion for Q1 2026, up 3.29% year-over-year from $1.2 billion in Q1 2025, and up 1.32% on a QoQ basis from $1.2 billion in Q4 2025.
Bread Financial Holdings (BFH-PB) Interest income - Loans (2021 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported Interest income - Loans for 6 consecutive years, with $1.2 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest income - Loans rose 3.29% year-over-year to $1.2 billion; the TTM figure through Mar 2026 stood at $4.8 billion (changed 0.42% YoY), while the FY2025 annual figure was $4.7 billion, down 1.68% from the prior year.
- Interest income - Loans came in at $1.2 billion for Q1 2026 at Bread Financial Holdings, up from $1.2 billion in the prior quarter.
- The five-year high for Interest income - Loans was $1.3 billion in Q4 2022, with the low at $1.1 billion in Q2 2022.
- Average Interest income - Loans over 5 years is $1.2 billion, with a median of $1.2 billion recorded in 2025.
- Across the five-year window, Interest income - Loans advanced 26.97% in 2022 and declined 7.04% in 2024, its largest moves.
- Year by year, Interest income - Loans stood at $1.3 billion in 2022, then dropped by 2.02% to $1.3 billion in 2023, then decreased by 7.04% to $1.2 billion in 2024, then increased by 2.81% to $1.2 billion in 2025, then rose by 1.32% to $1.2 billion in 2026.
- According to Business Quant data, Interest income - Loans over the past three periods registered $1.2 billion, $1.2 billion, and $1.2 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.14 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 465.79 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 932.18 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 2.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 1.22 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.22 Bn |
| Dec 31, 2025 | 1.21 Bn |
| Sep 30, 2025 | 1.20 Bn |
| Jun 30, 2025 | 1.15 Bn |
| Mar 31, 2025 | 1.19 Bn |
| Dec 31, 2024 | 1.18 Bn |
| Sep 30, 2024 | 1.22 Bn |
| Jun 30, 2024 | 1.17 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Dec 31, 2023 | 1.26 Bn |
| Sep 30, 2023 | 1.26 Bn |
| Jun 30, 2023 | 1.15 Bn |
| Mar 31, 2023 | 1.29 Bn |
| Dec 31, 2022 | 1.29 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 1.06 Bn |
| Mar 31, 2022 | 1.07 Bn |
| Dec 31, 2021 | 1.02 Bn |
| Sep 30, 2021 | 992.00 Mn |
| Jun 30, 2021 | 913.00 Mn |