Bread Financial Holdings (BFH-PB) Interest Expenses (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Interest Expenses of $193.0 million in Q1 2026, down 3.02% quarter-over-quarter from $199.0 million in Q4 2025, and down 14.22% on a YoY basis from $225.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Interest Expenses (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Interest Expenses history runs 18 years deep, the most recent figure standing at $193.0 million for Q1 2026.

  • In Q1 2026, Interest Expenses fell 14.22% year-over-year to $193.0 million; the TTM figure through Mar 2026 stood at $822.0 million (down 12.27% YoY), while the FY2025 annual figure was $854.0 million, down 11.04% from the prior year.
  • Interest Expenses was $193.0 million for Q1 2026 at Bread Financial Holdings, down from $199.0 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $248.0 million in Q1 2024 to a low of $79.0 million in Q1 2022.
  • Historically, Interest Expenses has averaged $199.4 million across 5 years, with a median of $218.0 million in 2023.
  • The sharpest annual moves came in 2022 and 2023: Interest Expenses declined 26.17% in 2022, then soared 175.95% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $195.0 million in 2022, then grew by 22.05% to $238.0 million in 2023, then dropped by 2.94% to $231.0 million in 2024, then declined by 13.85% to $199.0 million in 2025, then decreased by 3.02% to $193.0 million in 2026.
  • The last three Interest Expenses figures came in at $193.0 million (Q1 2026), $199.0 million (Q4 2025), and $210.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 178.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 185.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 968.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.52 Bn
10 Bread Financial Holdings - - 983.00 Mn 193.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 193.00 Mn
Mar 31, 2026 193.00 Mn
Dec 31, 2025 199.00 Mn
Dec 31, 2025 199.00 Mn
Sep 30, 2025 210.00 Mn
Sep 30, 2025 210.00 Mn
Jun 30, 2025 220.00 Mn
Jun 30, 2025 220.00 Mn
Mar 31, 2025 225.00 Mn
Mar 31, 2025 225.00 Mn
Dec 31, 2024 231.00 Mn
Dec 31, 2024 231.00 Mn
Sep 30, 2024 240.00 Mn
Sep 30, 2024 240.00 Mn
Jun 30, 2024 241.00 Mn
Jun 30, 2024 241.00 Mn
Mar 31, 2024 248.00 Mn
Mar 31, 2024 248.00 Mn
Dec 31, 2023 238.00 Mn
Dec 31, 2023 238.00 Mn