Bread Financial Holdings (BFH-PB) Interest Expenses (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Interest Expenses of $193.0 million in Q1 2026, down 3.02% quarter-over-quarter from $199.0 million in Q4 2025, and down 14.22% on a YoY basis from $225.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Interest Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Expenses history runs 18 years deep, the most recent figure standing at $193.0 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 14.22% year-over-year to $193.0 million; the TTM figure through Mar 2026 stood at $822.0 million (down 12.27% YoY), while the FY2025 annual figure was $854.0 million, down 11.04% from the prior year.
- Interest Expenses was $193.0 million for Q1 2026 at Bread Financial Holdings, down from $199.0 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $248.0 million in Q1 2024 to a low of $79.0 million in Q1 2022.
- Historically, Interest Expenses has averaged $199.4 million across 5 years, with a median of $218.0 million in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses declined 26.17% in 2022, then soared 175.95% in 2023.
- A 5-year view of Interest Expenses shows it stood at $195.0 million in 2022, then grew by 22.05% to $238.0 million in 2023, then dropped by 2.94% to $231.0 million in 2024, then declined by 13.85% to $199.0 million in 2025, then decreased by 3.02% to $193.0 million in 2026.
- The last three Interest Expenses figures came in at $193.0 million (Q1 2026), $199.0 million (Q4 2025), and $210.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 185.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 193.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 193.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Dec 31, 2023 | 238.00 Mn |
| Dec 31, 2023 | 238.00 Mn |