Bread Financial Holdings (BFH-PB) Interest Expenses (2009 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly Interest Expenses of $193.0 million for Q1 2026, down 14.22% year-over-year from $225.0 million in Q1 2025, and down 3.02% on a QoQ basis from $199.0 million in Q4 2025.
Bread Financial Holdings (BFH-PB) Interest Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported Interest Expenses for 18 consecutive years, with $193.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses fell 14.22% year-over-year to $193.0 million; the TTM figure through Mar 2026 stood at $822.0 million (down 12.27% YoY), while the FY2025 annual figure was $854.0 million, down 11.04% from the prior year.
- Interest Expenses came in at $193.0 million for Q1 2026 at Bread Financial Holdings, down from $199.0 million in the prior quarter.
- The five-year high for Interest Expenses was $248.0 million in Q1 2024, with the low at $79.0 million in Q1 2022.
- Average Interest Expenses over 5 years is $199.4 million, with a median of $218.0 million recorded in 2023.
- Across the five-year window, Interest Expenses decreased 26.17% in 2022 and soared 175.95% in 2023, its largest moves.
- Year by year, Interest Expenses stood at $195.0 million in 2022, then gained by 22.05% to $238.0 million in 2023, then retreated by 2.94% to $231.0 million in 2024, then decreased by 13.85% to $199.0 million in 2025, then declined by 3.02% to $193.0 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $193.0 million, $199.0 million, and $210.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 193.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 193.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Dec 31, 2023 | 238.00 Mn |
| Dec 31, 2023 | 238.00 Mn |