Bread Financial Holdings (BFH-PB) Interest Expense - Deposits (2021 - 2026)

Bread Financial Holdings (BFH-PB) posted quarterly Interest Expense - Deposits of $133.0 million for Q1 2026, down 3.62% year-over-year from $138.0 million in Q1 2025, and down 2.92% on a QoQ basis from $137.0 million in Q4 2025.

Bread Financial Holdings (BFH-PB) Interest Expense - Deposits (2021 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PB) has reported Interest Expense - Deposits for 6 consecutive years, with $133.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expense - Deposits fell 3.62% year-over-year to $133.0 million; the TTM figure through Mar 2026 stood at $548.0 million (down 7.12% YoY), while the FY2025 annual figure was $554.0 million, down 8.88% from the prior year.
  • Interest Expense - Deposits came in at $133.0 million for Q1 2026 at Bread Financial Holdings, down from $137.0 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $155.0 million in Q1 2024, with the low at $34.0 million in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $122.1 million, with a median of $138.0 million recorded in 2025.
  • Across the five-year window, Interest Expense - Deposits retreated 27.66% in 2022 and soared 244.12% in 2023, its largest moves.
  • Year by year, Interest Expense - Deposits stood at $101.0 million in 2022, then soared by 52.48% to $154.0 million in 2023, then fell by 4.55% to $147.0 million in 2024, then retreated by 6.8% to $137.0 million in 2025, then dropped by 2.92% to $133.0 million in 2026.
  • According to Business Quant data, Interest Expense - Deposits over the past three periods registered $133.0 million, $137.0 million, and $139.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.29 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 287.23 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.23 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Bread Financial Holdings - - 983.00 Mn 133.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 133.00 Mn
Dec 31, 2025 137.00 Mn
Sep 30, 2025 139.00 Mn
Jun 30, 2025 139.00 Mn
Mar 31, 2025 138.00 Mn
Dec 31, 2024 147.00 Mn
Sep 30, 2024 153.00 Mn
Jun 30, 2024 152.00 Mn
Mar 31, 2024 155.00 Mn
Dec 31, 2023 154.00 Mn
Sep 30, 2023 143.00 Mn
Jun 30, 2023 127.00 Mn
Mar 31, 2023 117.00 Mn
Dec 31, 2022 101.00 Mn
Sep 30, 2022 66.00 Mn
Jun 30, 2022 41.00 Mn
Mar 31, 2022 34.00 Mn
Dec 31, 2021 37.00 Mn
Sep 30, 2021 39.00 Mn
Jun 30, 2021 43.00 Mn