Bread Financial Holdings (BFH-PB) Interest Expense - Deposits (2021 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Interest Expense - Deposits of $133.0 million in Q1 2026, down 2.92% quarter-over-quarter from $137.0 million in Q4 2025, and down 3.62% on a YoY basis from $138.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Interest Expense - Deposits (2021 - 2026) Analysis & Trends

Bread Financial Holdings' Interest Expense - Deposits history runs 6 years deep, the most recent figure standing at $133.0 million for Q1 2026.

  • In Q1 2026, Interest Expense - Deposits fell 3.62% year-over-year to $133.0 million; the TTM figure through Mar 2026 stood at $548.0 million (down 7.12% YoY), while the FY2025 annual figure was $554.0 million, down 8.88% from the prior year.
  • Interest Expense - Deposits was $133.0 million for Q1 2026 at Bread Financial Holdings, down from $137.0 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $155.0 million in Q1 2024 to a low of $34.0 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $122.1 million across 5 years, with a median of $138.0 million in 2025.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits dropped 27.66% in 2022, then soared 244.12% in 2023.
  • A 5-year view of Interest Expense - Deposits shows it stood at $101.0 million in 2022, then soared by 52.48% to $154.0 million in 2023, then slipped by 4.55% to $147.0 million in 2024, then dropped by 6.8% to $137.0 million in 2025, then retreated by 2.92% to $133.0 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $133.0 million (Q1 2026), $137.0 million (Q4 2025), and $139.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.29 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 3.39 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 770.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 287.23 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.23 Bn
10 Bread Financial Holdings - - 983.00 Mn 133.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 133.00 Mn
Dec 31, 2025 137.00 Mn
Sep 30, 2025 139.00 Mn
Jun 30, 2025 139.00 Mn
Mar 31, 2025 138.00 Mn
Dec 31, 2024 147.00 Mn
Sep 30, 2024 153.00 Mn
Jun 30, 2024 152.00 Mn
Mar 31, 2024 155.00 Mn
Dec 31, 2023 154.00 Mn
Sep 30, 2023 143.00 Mn
Jun 30, 2023 127.00 Mn
Mar 31, 2023 117.00 Mn
Dec 31, 2022 101.00 Mn
Sep 30, 2022 66.00 Mn
Jun 30, 2022 41.00 Mn
Mar 31, 2022 34.00 Mn
Dec 31, 2021 37.00 Mn
Sep 30, 2021 39.00 Mn
Jun 30, 2021 43.00 Mn