Bread Financial Holdings (BFH-PB) Interest Expense - Deposits (2021 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Interest Expense - Deposits of $133.0 million in Q1 2026, down 2.92% quarter-over-quarter from $137.0 million in Q4 2025, and down 3.62% on a YoY basis from $138.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Expense - Deposits history runs 6 years deep, the most recent figure standing at $133.0 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits fell 3.62% year-over-year to $133.0 million; the TTM figure through Mar 2026 stood at $548.0 million (down 7.12% YoY), while the FY2025 annual figure was $554.0 million, down 8.88% from the prior year.
- Interest Expense - Deposits was $133.0 million for Q1 2026 at Bread Financial Holdings, down from $137.0 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $155.0 million in Q1 2024 to a low of $34.0 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $122.1 million across 5 years, with a median of $138.0 million in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits dropped 27.66% in 2022, then soared 244.12% in 2023.
- A 5-year view of Interest Expense - Deposits shows it stood at $101.0 million in 2022, then soared by 52.48% to $154.0 million in 2023, then slipped by 4.55% to $147.0 million in 2024, then dropped by 6.8% to $137.0 million in 2025, then retreated by 2.92% to $133.0 million in 2026.
- The last three Interest Expense - Deposits figures came in at $133.0 million (Q1 2026), $137.0 million (Q4 2025), and $139.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.29 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 3.39 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 770.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 287.23 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.23 Bn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 133.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 133.00 Mn |
| Dec 31, 2025 | 137.00 Mn |
| Sep 30, 2025 | 139.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 147.00 Mn |
| Sep 30, 2024 | 153.00 Mn |
| Jun 30, 2024 | 152.00 Mn |
| Mar 31, 2024 | 155.00 Mn |
| Dec 31, 2023 | 154.00 Mn |
| Sep 30, 2023 | 143.00 Mn |
| Jun 30, 2023 | 127.00 Mn |
| Mar 31, 2023 | 117.00 Mn |
| Dec 31, 2022 | 101.00 Mn |
| Sep 30, 2022 | 66.00 Mn |
| Jun 30, 2022 | 41.00 Mn |
| Mar 31, 2022 | 34.00 Mn |
| Dec 31, 2021 | 37.00 Mn |
| Sep 30, 2021 | 39.00 Mn |
| Jun 30, 2021 | 43.00 Mn |