Bread Financial Holdings (BFH-PB) Interest Expense - Debt (2021 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Interest Expense - Debt of $60.0 million in Q1 2026, down 3.23% quarter-over-quarter from $62.0 million in Q4 2025, and down 31.03% on a YoY basis from $87.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) Interest Expense - Debt (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Expense - Debt history runs 6 years deep, the most recent figure standing at $60.0 million for Q1 2026.
- In Q1 2026, Interest Expense - Debt fell 31.03% year-over-year to $60.0 million; the TTM figure through Mar 2026 stood at $274.0 million (down 21.04% YoY), while the FY2025 annual figure was $300.0 million, down 14.77% from the prior year.
- Interest Expense - Debt was $60.0 million for Q1 2026 at Bread Financial Holdings, down from $62.0 million in the prior quarter.
- In the past five years, Interest Expense - Debt ranged from a high of $101.0 million in Q1 2023 to a low of $45.0 million in Q1 2022.
- Historically, Interest Expense - Debt has averaged $77.2 million across 5 years, with a median of $81.0 million in 2025.
- The sharpest annual moves came in 2023 and 2026: Interest Expense - Debt soared 124.44% in 2023, then tumbled 31.03% in 2026.
- A 5-year view of Interest Expense - Debt shows it stood at $94.0 million in 2022, then declined by 10.64% to $84.0 million in 2023, then changed by 0.0% to $84.0 million in 2024, then slipped by 26.19% to $62.0 million in 2025, then declined by 3.23% to $60.0 million in 2026.
- The last three Interest Expense - Debt figures came in at $60.0 million (Q1 2026), $62.0 million (Q4 2025), and $71.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 686.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 106.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 10.65 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 265.00 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 60.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 60.00 Mn |
| Dec 31, 2025 | 62.00 Mn |
| Sep 30, 2025 | 71.00 Mn |
| Jun 30, 2025 | 81.00 Mn |
| Mar 31, 2025 | 87.00 Mn |
| Dec 31, 2024 | 84.00 Mn |
| Sep 30, 2024 | 87.00 Mn |
| Jun 30, 2024 | 89.00 Mn |
| Mar 31, 2024 | 93.00 Mn |
| Dec 31, 2023 | 84.00 Mn |
| Sep 30, 2023 | 76.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 101.00 Mn |
| Dec 31, 2022 | 94.00 Mn |
| Sep 30, 2022 | 67.00 Mn |
| Jun 30, 2022 | 54.00 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 48.00 Mn |
| Sep 30, 2021 | 52.00 Mn |
| Jun 30, 2021 | 57.00 Mn |