Bread Financial Holdings (BFH-PB) Interest Expense - Debt (2021 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Interest Expense - Debt of $60.0 million in Q1 2026, down 3.23% quarter-over-quarter from $62.0 million in Q4 2025, and down 31.03% on a YoY basis from $87.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Interest Expense - Debt (2021 - 2026) Analysis & Trends

Bread Financial Holdings' Interest Expense - Debt history runs 6 years deep, the most recent figure standing at $60.0 million for Q1 2026.

  • In Q1 2026, Interest Expense - Debt fell 31.03% year-over-year to $60.0 million; the TTM figure through Mar 2026 stood at $274.0 million (down 21.04% YoY), while the FY2025 annual figure was $300.0 million, down 14.77% from the prior year.
  • Interest Expense - Debt was $60.0 million for Q1 2026 at Bread Financial Holdings, down from $62.0 million in the prior quarter.
  • In the past five years, Interest Expense - Debt ranged from a high of $101.0 million in Q1 2023 to a low of $45.0 million in Q1 2022.
  • Historically, Interest Expense - Debt has averaged $77.2 million across 5 years, with a median of $81.0 million in 2025.
  • The sharpest annual moves came in 2023 and 2026: Interest Expense - Debt soared 124.44% in 2023, then tumbled 31.03% in 2026.
  • A 5-year view of Interest Expense - Debt shows it stood at $94.0 million in 2022, then declined by 10.64% to $84.0 million in 2023, then changed by 0.0% to $84.0 million in 2024, then slipped by 26.19% to $62.0 million in 2025, then declined by 3.23% to $60.0 million in 2026.
  • The last three Interest Expense - Debt figures came in at $60.0 million (Q1 2026), $62.0 million (Q4 2025), and $71.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 686.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 106.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 10.65 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 265.00 Mn
10 Bread Financial Holdings - - 983.00 Mn 60.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 60.00 Mn
Dec 31, 2025 62.00 Mn
Sep 30, 2025 71.00 Mn
Jun 30, 2025 81.00 Mn
Mar 31, 2025 87.00 Mn
Dec 31, 2024 84.00 Mn
Sep 30, 2024 87.00 Mn
Jun 30, 2024 89.00 Mn
Mar 31, 2024 93.00 Mn
Dec 31, 2023 84.00 Mn
Sep 30, 2023 76.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 101.00 Mn
Dec 31, 2022 94.00 Mn
Sep 30, 2022 67.00 Mn
Jun 30, 2022 54.00 Mn
Mar 31, 2022 45.00 Mn
Dec 31, 2021 48.00 Mn
Sep 30, 2021 52.00 Mn
Jun 30, 2021 57.00 Mn