Bread Financial Holdings, Inc. (BFH-PB) Gross Margin (2009 - 2026)

Bread Financial Holdings has reported Gross Margin for 18 years, with the latest figure at 96.37% in Q2 2026.

• On a quarterly basis, Gross Margin rose 3.0% year-over-year to 96.37% in Q2 2026; TTM through Jun 2026 was 96.13%, a 20.0% increase from a year earlier, with the FY2025 full-year figure at 96.1%, down 7.0% from the prior year.
• Gross Margin was 96.37% for Q2 2026 at Bread Financial Holdings, roughly flat from 96.56% in the prior quarter.
• The five-year high for Gross Margin was 97.17% in Q1 2024, with the low at 94.4% in Q2 2022.
• Average Gross Margin over 5 years is 95.98%, with a median of 96.24% recorded in 2024.
• The largest YoY upside for Gross Margin was 187 bps in 2022 against a maximum downside of 102 bps in 2022.
• Over 5 years, Gross Margin stood at 94.58% in 2022, then advanced by 1 bps to 95.47% in 2023, then decreased by 1 bps to 94.81% in 2024, then rose by 1 bps to 95.49% in 2025, then climbed by 1 bps to 96.37% in 2026.
• The last three Gross Margin figures came in at 96.37% (Q2 2026), 96.56% (Q1 2026), and 95.49% (Q4 2025), per Business Quant data.