Bread Financial Holdings, Inc. (BFH-PB) FCF Payout Ratio (2015 - 2025)

Bread Financial Holdings' FCF Payout Ratio history runs 11 years deep, the most recent figure standing at 0.01 for Q3 2025.

• In Q3 2025, FCF Payout Ratio fell 87.95% year-over-year to 0.01; the TTM figure through Sep 2025 stood at 0.02 (down 38.53% YoY), while the FY2024 annual figure was 0.03, up 4.59% from the prior year.
• FCF Payout Ratio for Q3 2025 stood at 0.01, down from 0.02 in the prior quarter.
• The five-year high for FCF Payout Ratio was 0.12 in Q3 2024, with the low at 3.67 in Q2 2022.
• The 5-year median for FCF Payout Ratio is 0.02 (2024), against an average of 0.16.
• The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio slumped 7176.67% in 2022, then surged 605.95% in 2024.
• Bread Financial Holdings' FCF Payout Ratio stood at 0.03 in 2021, then slumped by 130.62% to 0.01 in 2022, then soared by 527.47% to 0.04 in 2023, then plunged by 48.11% to 0.02 in 2024, then tumbled by 35.49% to 0.01 in 2025.
• Business Quant data shows BFH-PB's FCF Payout Ratio at 0.01 in Q3 2025, 0.02 in Q2 2025, and 0.03 in Q1 2025.