Bread Financial Holdings (BFH-PB) FCF Payout Ratio (2015 - 2025)

Bread Financial Holdings' FCF Payout Ratio history runs 11 years deep, the most recent figure standing at 0.01 for Q3 2025.

• In Q3 2025, FCF Payout Ratio fell 87.95% year-over-year to 0.01; the TTM figure through Sep 2025 stood at 0.02 (down 38.53% YoY), while the FY2024 annual figure was 0.03, up 4.59% from the prior year.
• FCF Payout Ratio was 0.01 for Q3 2025 at Bread Financial Holdings, down from 0.02 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 0.12 in Q3 2024 to a low of 3.67 in Q2 2022.
• Historically, FCF Payout Ratio has averaged 0.16 across 5 years, with a median of 0.02 in 2024.
• The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio tumbled 7176.67% in 2022, then soared 605.95% in 2024.
• A 5-year view of FCF Payout Ratio shows it stood at 0.03 in 2021, then tumbled by 130.62% to 0.01 in 2022, then jumped by 527.47% to 0.04 in 2023, then sank by 48.11% to 0.02 in 2024, then plunged by 35.49% to 0.01 in 2025.
• The last three FCF Payout Ratio figures came in at 0.01 (Q3 2025), 0.02 (Q2 2025), and 0.03 (Q1 2025), per Business Quant data.