Bread Financial Holdings, Inc. (BFH-PB) FCF Margin (2009 - 2026)

Bread Financial Holdings has reported FCF Margin for 18 years, with the latest figure at 53.68% in Q2 2026.

• On a quarterly basis, FCF Margin fell 294.0% year-over-year to 53.68% in Q2 2026; TTM through Jun 2026 was 55.42%, a 1662.0% increase from a year earlier, with the FY2025 full-year figure at 54.41%, up 1579.0% from the prior year.
• FCF Margin was 53.68% for Q2 2026 at Bread Financial Holdings, up from 47.84% in the prior quarter.
• The five-year high for FCF Margin was 62.31% in Q3 2025, with the low at 102.42% in Q4 2022.
• Average FCF Margin over 5 years is 35.11%, with a median of 49.32% recorded in 2024.
• The sharpest annual moves came in 2022 and 2023: FCF Margin plunged 14027 bps in 2022, then surged 12457 bps in 2023.
• Over 5 years, FCF Margin stood at 102.42% in 2022, then surged by 122 bps to 22.15% in 2023, then surged by 133 bps to 51.57% in 2024, then grew by 13 bps to 58.26% in 2025, then declined by 8 bps to 53.68% in 2026.
• The last three FCF Margin figures came in at 53.68% (Q2 2026), 47.84% (Q1 2026), and 58.26% (Q4 2025), per Business Quant data.