Bread Financial Holdings, Inc. (BFH-PB) FCF Margin (2009 - 2026)

Bread Financial Holdings' FCF Margin history runs 18 years deep, the most recent figure standing at 53.68% for Q2 2026.

• In Q2 2026, FCF Margin fell 294.0% year-over-year to 53.68%; the TTM figure through Jun 2026 stood at 55.42% (up 1662.0% YoY), while the FY2025 annual figure was 54.41%, up 1579.0% from the prior year.
• FCF Margin for Q2 2026 stood at 53.68%, up from 47.84% in the prior quarter.
• The five-year high for FCF Margin was 62.31% in Q3 2025, with the low at 102.42% in Q4 2022.
• The 5-year median for FCF Margin is 49.32% (2024), against an average of 35.11%.
• The sharpest annual moves came in 2022 and 2023: FCF Margin plunged 14027 bps in 2022, then soared 12457 bps in 2023.
• Bread Financial Holdings' FCF Margin stood at 102.42% in 2022, then soared by 122 bps to 22.15% in 2023, then soared by 133 bps to 51.57% in 2024, then advanced by 13 bps to 58.26% in 2025, then slipped by 8 bps to 53.68% in 2026.
• Business Quant data shows BFH-PB's FCF Margin at 53.68% in Q2 2026, 47.84% in Q1 2026, and 58.26% in Q4 2025.