Bread Financial Holdings (BFH-PB) EBT (2009 - 2026)

Bread Financial Holdings (BFH-PB) posted quarterly EBT of $243.0 million for Q1 2026, up 23.35% year-over-year from $197.0 million in Q1 2025, and up 417.02% on a QoQ basis from $47.0 million in Q4 2025.

Bread Financial Holdings (BFH-PB) EBT (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PB) has reported EBT for 18 consecutive years, with $243.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 23.35% year-over-year to $243.0 million; the TTM figure through Mar 2026 stood at $660.0 million (up 69.23% YoY), while the FY2025 annual figure was $615.0 million, up 61.42% from the prior year.
  • EBT came in at $243.0 million for Q1 2026 at Bread Financial Holdings, up from $47.0 million in the prior quarter.
  • The five-year high for EBT was $638.0 million in Q1 2023, with the low at -$208.0 million in Q4 2022.
  • Average EBT over 5 years is $147.3 million, with a median of $180.0 million recorded in 2024.
  • Across the five-year window, EBT plunged 425.0% in 2022 and jumped 437.5% in 2023, its largest moves.
  • Year by year, EBT stood at -$208.0 million in 2022, then jumped by 108.65% to $18.0 million in 2023, then sank by 250.0% to -$27.0 million in 2024, then soared by 274.07% to $47.0 million in 2025, then jumped by 417.02% to $243.0 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $243.0 million, $47.0 million, and $196.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Bread Financial Holdings - - 983.00 Mn 243.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 243.00 Mn
Dec 31, 2025 47.00 Mn
Sep 30, 2025 196.00 Mn
Jun 30, 2025 174.00 Mn
Mar 31, 2025 197.00 Mn
Dec 31, 2024 -27.00 Mn
Sep 30, 2024 40.00 Mn
Jun 30, 2024 180.00 Mn
Mar 31, 2024 188.00 Mn
Dec 31, 2023 18.00 Mn
Sep 30, 2023 225.00 Mn
Jun 30, 2023 86.00 Mn
Mar 31, 2023 638.00 Mn
Dec 31, 2022 -208.00 Mn
Sep 30, 2022 189.00 Mn
Jun 30, 2022 16.00 Mn
Mar 31, 2022 302.00 Mn
Dec 31, 2021 64.00 Mn
Sep 30, 2021 259.00 Mn
Jun 30, 2021 354.00 Mn