Bread Financial Holdings (BFH-PB) EBT (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly EBT of $243.0 million in Q1 2026, up 417.02% quarter-over-quarter from $47.0 million in Q4 2025, and up 23.35% on a YoY basis from $197.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) EBT (2009 - 2026) Analysis & Trends

Bread Financial Holdings' EBT history runs 18 years deep, the most recent figure standing at $243.0 million for Q1 2026.

  • In Q1 2026, EBT rose 23.35% year-over-year to $243.0 million; the TTM figure through Mar 2026 stood at $660.0 million (up 69.23% YoY), while the FY2025 annual figure was $615.0 million, up 61.42% from the prior year.
  • EBT was $243.0 million for Q1 2026 at Bread Financial Holdings, up from $47.0 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $638.0 million in Q1 2023 to a low of -$208.0 million in Q4 2022.
  • Historically, EBT has averaged $147.3 million across 5 years, with a median of $180.0 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: EBT tumbled 425.0% in 2022, then jumped 437.5% in 2023.
  • A 5-year view of EBT shows it stood at -$208.0 million in 2022, then jumped by 108.65% to $18.0 million in 2023, then plunged by 250.0% to -$27.0 million in 2024, then soared by 274.07% to $47.0 million in 2025, then jumped by 417.02% to $243.0 million in 2026.
  • The last three EBT figures came in at $243.0 million (Q1 2026), $47.0 million (Q4 2025), and $196.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Bread Financial Holdings - - 983.00 Mn 243.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 243.00 Mn
Dec 31, 2025 47.00 Mn
Sep 30, 2025 196.00 Mn
Jun 30, 2025 174.00 Mn
Mar 31, 2025 197.00 Mn
Dec 31, 2024 -27.00 Mn
Sep 30, 2024 40.00 Mn
Jun 30, 2024 180.00 Mn
Mar 31, 2024 188.00 Mn
Dec 31, 2023 18.00 Mn
Sep 30, 2023 225.00 Mn
Jun 30, 2023 86.00 Mn
Mar 31, 2023 638.00 Mn
Dec 31, 2022 -208.00 Mn
Sep 30, 2022 189.00 Mn
Jun 30, 2022 16.00 Mn
Mar 31, 2022 302.00 Mn
Dec 31, 2021 64.00 Mn
Sep 30, 2021 259.00 Mn
Jun 30, 2021 354.00 Mn