Bread Financial Holdings (BFH-PB) EBT (2009 - 2026)
Bread Financial Holdings (BFH-PB) posted quarterly EBT of $243.0 million for Q1 2026, up 23.35% year-over-year from $197.0 million in Q1 2025, and up 417.02% on a QoQ basis from $47.0 million in Q4 2025.
Bread Financial Holdings (BFH-PB) EBT (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PB) has reported EBT for 18 consecutive years, with $243.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT rose 23.35% year-over-year to $243.0 million; the TTM figure through Mar 2026 stood at $660.0 million (up 69.23% YoY), while the FY2025 annual figure was $615.0 million, up 61.42% from the prior year.
- EBT came in at $243.0 million for Q1 2026 at Bread Financial Holdings, up from $47.0 million in the prior quarter.
- The five-year high for EBT was $638.0 million in Q1 2023, with the low at -$208.0 million in Q4 2022.
- Average EBT over 5 years is $147.3 million, with a median of $180.0 million recorded in 2024.
- Across the five-year window, EBT plunged 425.0% in 2022 and jumped 437.5% in 2023, its largest moves.
- Year by year, EBT stood at -$208.0 million in 2022, then jumped by 108.65% to $18.0 million in 2023, then sank by 250.0% to -$27.0 million in 2024, then soared by 274.07% to $47.0 million in 2025, then jumped by 417.02% to $243.0 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $243.0 million, $47.0 million, and $196.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 243.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 243.00 Mn |
| Dec 31, 2025 | 47.00 Mn |
| Sep 30, 2025 | 196.00 Mn |
| Jun 30, 2025 | 174.00 Mn |
| Mar 31, 2025 | 197.00 Mn |
| Dec 31, 2024 | -27.00 Mn |
| Sep 30, 2024 | 40.00 Mn |
| Jun 30, 2024 | 180.00 Mn |
| Mar 31, 2024 | 188.00 Mn |
| Dec 31, 2023 | 18.00 Mn |
| Sep 30, 2023 | 225.00 Mn |
| Jun 30, 2023 | 86.00 Mn |
| Mar 31, 2023 | 638.00 Mn |
| Dec 31, 2022 | -208.00 Mn |
| Sep 30, 2022 | 189.00 Mn |
| Jun 30, 2022 | 16.00 Mn |
| Mar 31, 2022 | 302.00 Mn |
| Dec 31, 2021 | 64.00 Mn |
| Sep 30, 2021 | 259.00 Mn |
| Jun 30, 2021 | 354.00 Mn |