Bread Financial Holdings (BFH-PB) EBITDA (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly EBITDA of $511.0 million in Q1 2026, up 35.9% quarter-over-quarter from $376.0 million in Q4 2025, and up 11.57% on a YoY basis from $458.0 million in Q1 2025.

Bread Financial Holdings (BFH-PB) EBITDA (2009 - 2026) Analysis & Trends

Bread Financial Holdings' EBITDA history runs 18 years deep, the most recent figure standing at $511.0 million for Q1 2026.

  • In Q1 2026, EBITDA rose 11.57% year-over-year to $511.0 million; the TTM figure through Mar 2026 stood at $1.8 billion (up 9.33% YoY), while the FY2025 annual figure was $1.7 billion, up 4.6% from the prior year.
  • EBITDA was $511.0 million for Q1 2026 at Bread Financial Holdings, up from $376.0 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $706.0 million in Q1 2023 to a low of $342.0 million in Q4 2024.
  • Historically, EBITDA has averaged $446.6 million across 5 years, with a median of $449.0 million in 2022.
  • The sharpest annual moves came in 2022 and 2024: EBITDA jumped 137.53% in 2022, then plunged 31.87% in 2024.
  • A 5-year view of EBITDA shows it stood at $428.0 million in 2022, then rose by 6.07% to $454.0 million in 2023, then fell by 24.67% to $342.0 million in 2024, then advanced by 9.94% to $376.0 million in 2025, then surged by 35.9% to $511.0 million in 2026.
  • The last three EBITDA figures came in at $511.0 million (Q1 2026), $376.0 million (Q4 2025), and $457.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 332.00 Mn
10 Bread Financial Holdings - - 983.00 Mn 511.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 511.00 Mn
Dec 31, 2025 376.00 Mn
Sep 30, 2025 457.00 Mn
Jun 30, 2025 414.00 Mn
Mar 31, 2025 458.00 Mn
Dec 31, 2024 342.00 Mn
Sep 30, 2024 371.00 Mn
Jun 30, 2024 437.00 Mn
Mar 31, 2024 481.00 Mn
Dec 31, 2023 454.00 Mn
Sep 30, 2023 493.00 Mn
Jun 30, 2023 382.00 Mn
Mar 31, 2023 706.00 Mn
Dec 31, 2022 428.00 Mn
Sep 30, 2022 449.00 Mn
Jun 30, 2022 370.00 Mn
Mar 31, 2022 464.00 Mn
Dec 31, 2021 -1.14 Bn
Sep 30, 2021 382.80 Mn
Jun 30, 2021 473.30 Mn