Bread Financial Holdings (BFH-PB) EBITDA (2009 - 2026)

Bread Financial Holdings (BFH-PB) posted quarterly EBITDA of $511.0 million for Q1 2026, up 11.57% year-over-year from $458.0 million in Q1 2025, and up 35.9% on a QoQ basis from $376.0 million in Q4 2025.

Bread Financial Holdings (BFH-PB) EBITDA (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PB) has reported EBITDA for 18 consecutive years, with $511.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBITDA rose 11.57% year-over-year to $511.0 million; the TTM figure through Mar 2026 stood at $1.8 billion (up 9.33% YoY), while the FY2025 annual figure was $1.7 billion, up 4.6% from the prior year.
  • EBITDA came in at $511.0 million for Q1 2026 at Bread Financial Holdings, up from $376.0 million in the prior quarter.
  • The five-year high for EBITDA was $706.0 million in Q1 2023, with the low at $342.0 million in Q4 2024.
  • Average EBITDA over 5 years is $446.6 million, with a median of $449.0 million recorded in 2022.
  • Across the five-year window, EBITDA jumped 137.53% in 2022 and sank 31.87% in 2024, its largest moves.
  • Year by year, EBITDA stood at $428.0 million in 2022, then climbed by 6.07% to $454.0 million in 2023, then slipped by 24.67% to $342.0 million in 2024, then increased by 9.94% to $376.0 million in 2025, then surged by 35.9% to $511.0 million in 2026.
  • According to Business Quant data, EBITDA over the past three periods registered $511.0 million, $376.0 million, and $457.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Bread Financial Holdings - - 983.00 Mn 511.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 511.00 Mn
Dec 31, 2025 376.00 Mn
Sep 30, 2025 457.00 Mn
Jun 30, 2025 414.00 Mn
Mar 31, 2025 458.00 Mn
Dec 31, 2024 342.00 Mn
Sep 30, 2024 371.00 Mn
Jun 30, 2024 437.00 Mn
Mar 31, 2024 481.00 Mn
Dec 31, 2023 454.00 Mn
Sep 30, 2023 493.00 Mn
Jun 30, 2023 382.00 Mn
Mar 31, 2023 706.00 Mn
Dec 31, 2022 428.00 Mn
Sep 30, 2022 449.00 Mn
Jun 30, 2022 370.00 Mn
Mar 31, 2022 464.00 Mn
Dec 31, 2021 -1.14 Bn
Sep 30, 2021 382.80 Mn
Jun 30, 2021 473.30 Mn