Bread Financial Holdings (BFH-PB) EBITDA (2009 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly EBITDA of $511.0 million in Q1 2026, up 35.9% quarter-over-quarter from $376.0 million in Q4 2025, and up 11.57% on a YoY basis from $458.0 million in Q1 2025.
Bread Financial Holdings (BFH-PB) EBITDA (2009 - 2026) Analysis & Trends
Bread Financial Holdings' EBITDA history runs 18 years deep, the most recent figure standing at $511.0 million for Q1 2026.
- In Q1 2026, EBITDA rose 11.57% year-over-year to $511.0 million; the TTM figure through Mar 2026 stood at $1.8 billion (up 9.33% YoY), while the FY2025 annual figure was $1.7 billion, up 4.6% from the prior year.
- EBITDA was $511.0 million for Q1 2026 at Bread Financial Holdings, up from $376.0 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $706.0 million in Q1 2023 to a low of $342.0 million in Q4 2024.
- Historically, EBITDA has averaged $446.6 million across 5 years, with a median of $449.0 million in 2022.
- The sharpest annual moves came in 2022 and 2024: EBITDA jumped 137.53% in 2022, then plunged 31.87% in 2024.
- A 5-year view of EBITDA shows it stood at $428.0 million in 2022, then rose by 6.07% to $454.0 million in 2023, then fell by 24.67% to $342.0 million in 2024, then advanced by 9.94% to $376.0 million in 2025, then surged by 35.9% to $511.0 million in 2026.
- The last three EBITDA figures came in at $511.0 million (Q1 2026), $376.0 million (Q4 2025), and $457.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 332.00 Mn |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 511.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 511.00 Mn |
| Dec 31, 2025 | 376.00 Mn |
| Sep 30, 2025 | 457.00 Mn |
| Jun 30, 2025 | 414.00 Mn |
| Mar 31, 2025 | 458.00 Mn |
| Dec 31, 2024 | 342.00 Mn |
| Sep 30, 2024 | 371.00 Mn |
| Jun 30, 2024 | 437.00 Mn |
| Mar 31, 2024 | 481.00 Mn |
| Dec 31, 2023 | 454.00 Mn |
| Sep 30, 2023 | 493.00 Mn |
| Jun 30, 2023 | 382.00 Mn |
| Mar 31, 2023 | 706.00 Mn |
| Dec 31, 2022 | 428.00 Mn |
| Sep 30, 2022 | 449.00 Mn |
| Jun 30, 2022 | 370.00 Mn |
| Mar 31, 2022 | 464.00 Mn |
| Dec 31, 2021 | -1.14 Bn |
| Sep 30, 2021 | 382.80 Mn |
| Jun 30, 2021 | 473.30 Mn |