Bread Financial Holdings (BFH-PB) Debt Ratio (2009 - 2026)

Bread Financial Holdings' Debt Ratio history runs 18 years deep, the most recent figure standing at 0.17 for Q1 2026.

• In Q1 2026, Debt Ratio fell 24.02% year-over-year to 0.17; the TTM figure through Mar 2026 stood at 0.17 (down 24.02% YoY), while the FY2025 annual figure was 0.19, down 21.7% from the prior year.
• Debt Ratio was 0.17 for Q1 2026 at Bread Financial Holdings, down from 0.19 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.34 in Q2 2022 to a low of 0.17 in Q1 2026.
• Historically, Debt Ratio has averaged 0.23 across 5 years, with a median of 0.22 in 2023.
• The sharpest annual moves came in 2023 and 2025: Debt Ratio tumbled 36.24% in 2023, then climbed 9.67% in 2025.
• A 5-year view of Debt Ratio shows it stood at 0.32 in 2022, then decreased by 27.44% to 0.23 in 2023, then grew by 6.15% to 0.24 in 2024, then dropped by 21.7% to 0.19 in 2025, then slipped by 8.55% to 0.17 in 2026.
• The last three Debt Ratio figures came in at 0.17 (Q1 2026), 0.19 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.