Bread Financial Holdings, Inc. (BFH-PB) Debt Ratio (2009 - 2026)

Bread Financial Holdings' Debt Ratio history runs 18 years deep, the most recent figure standing at 0.15 for Q2 2026.

• In Q2 2026, Debt Ratio fell 56.36% year-over-year to 0.15; the TTM figure through Jun 2026 stood at 0.15 (down 56.36% YoY), while the FY2025 annual figure was 0.19, down 56.98% from the prior year.
• Debt Ratio for Q2 2026 stood at 0.15, down from 0.17 in the prior quarter.
• The five-year high for Debt Ratio was 0.56 in Q4 2022, with the low at 0.15 in Q2 2026.
• The 5-year median for Debt Ratio is 0.33 (2022), against an average of 0.31.
• Peak annual rise in Debt Ratio reached 91.81% in 2025, while the deepest fall reached 56.98% in 2025.
• Bread Financial Holdings' Debt Ratio stood at 0.56 in 2022, then retreated by 28.55% to 0.4 in 2023, then gained by 11.27% to 0.44 in 2024, then sank by 56.98% to 0.19 in 2025, then decreased by 23.03% to 0.15 in 2026.
• Business Quant data shows BFH-PB's Debt Ratio at 0.15 in Q2 2026, 0.17 in Q1 2026, and 0.19 in Q4 2025.