Bread Financial Holdings (BFH-PB) Change in Net Loans (2009 - 2026)

Bread Financial Holdings (BFH-PB) recorded quarterly Change in Net Loans of -$328.0 million in Q1 2026, down 121.85% quarter-over-quarter from $1.5 billion in Q4 2025, and up 52.94% on a YoY basis from -$214.5 million in Q1 2025.

Bread Financial Holdings (BFH-PB) Change in Net Loans (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Change in Net Loans history runs 18 years deep, the most recent figure standing at -$328.0 million for Q1 2026.

  • In Q1 2026, Change in Net Loans rose 52.94% year-over-year to -$328.0 million; the TTM figure through Mar 2026 stood at $1.7 billion (up 92.8% YoY), while the FY2025 annual figure was $1.3 billion, up 60.12% from the prior year.
  • Change in Net Loans was -$328.0 million for Q1 2026 at Bread Financial Holdings, down from $1.5 billion in the prior quarter.
  • In the past five years, Change in Net Loans ranged from a high of $2.1 billion in Q4 2022 to a low of -$746.0 million in Q1 2024.
  • Historically, Change in Net Loans has averaged $366.6 million across 5 years, with a median of $258.0 million in 2023.
  • The sharpest annual moves came in 2023 and 2025: Change in Net Loans sank 116.81% in 2023, then jumped 296.23% in 2025.
  • A 5-year view of Change in Net Loans shows it stood at $2.1 billion in 2022, then sank by 33.15% to $1.4 billion in 2023, then decreased by 1.9% to $1.3 billion in 2024, then rose by 11.6% to $1.5 billion in 2025, then plunged by 121.85% to -$328.0 million in 2026.
  • The last three Change in Net Loans figures came in at -$328.0 million (Q1 2026), $1.5 billion (Q4 2025), and $331.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -512.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -2.36 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Bread Financial Holdings - - 983.00 Mn -328.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -328.00 Mn
Dec 31, 2025 1.50 Bn
Sep 30, 2025 331.00 Mn
Jun 30, 2025 210.00 Mn
Mar 31, 2025 -697.00 Mn
Dec 31, 2024 1.35 Bn
Sep 30, 2024 188.00 Mn
Jun 30, 2024 53.00 Mn
Mar 31, 2024 -746.00 Mn
Dec 31, 2023 1.37 Bn
Sep 30, 2023 260.00 Mn
Jun 30, 2023 258.00 Mn
Mar 31, 2023 -735.00 Mn
Dec 31, 2022 2.05 Bn
Sep 30, 2022 575.00 Mn
Jun 30, 2022 935.00 Mn
Mar 31, 2022 -339.00 Mn
Dec 31, 2021 1.89 Bn
Sep 30, 2021 578.00 Mn
Jun 30, 2021 368.00 Mn