Bread Financial Holdings (BFH-PB) Asset Utilization Ratio (2011 - 2026)
Bread Financial Holdings (BFH-PB) recorded quarterly Asset Utilization Ratio of 0.17 in Q1 2026, little changed quarter-over-quarter from 0.17 in Q4 2025, and up 2.68% on a YoY basis from 0.17 in Q1 2025.
Bread Financial Holdings (BFH-PB) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Bread Financial Holdings' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.17 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 2.68% year-over-year to 0.17; the TTM figure through Mar 2026 stood at 0.17 (up 2.68% YoY), while the FY2025 annual figure was 0.17, up 1.23% from the prior year.
- Asset Utilization Ratio was 0.17 for Q1 2026 at Bread Financial Holdings, roughly flat from 0.17 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.2 in Q3 2023 to a low of 0.16 in Q1 2022.
- Historically, Asset Utilization Ratio has averaged 0.18 across 5 years, with a median of 0.17 in 2025.
- The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio fell 11.88% in 2022, then advanced 19.49% in 2023.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.16 in 2022, then climbed by 18.63% to 0.19 in 2023, then decreased by 10.25% to 0.17 in 2024, then grew by 0.75% to 0.17 in 2025, then retreated by 0.09% to 0.17 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.17 (Q1 2026), 0.17 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.45 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.64 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.16 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.04 |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 0.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.16 |
| Jun 30, 2021 | 0.17 |