Bread Financial Holdings, Inc. (BFH-PB) Asset Utilization Ratio (2011 - 2026)

Bread Financial Holdings' Asset Utilization Ratio history runs 16 years deep, the most recent figure standing at 0.18 for Q2 2026.

• In Q2 2026, Asset Utilization Ratio rose 2.65% year-over-year to 0.18; the TTM figure through Jun 2026 stood at 0.18 (up 2.65% YoY), while the FY2025 annual figure was 0.17, up 1.23% from the prior year.
• Asset Utilization Ratio for Q2 2026 stood at 0.18, up from 0.17 in the prior quarter.
• The five-year high for Asset Utilization Ratio was 0.2 in Q3 2023, with the low at 0.16 in Q1 2022.
• The 5-year median for Asset Utilization Ratio is 0.17 (2025), against an average of 0.18.
• The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio declined 11.88% in 2022, then gained 19.49% in 2023.
• Bread Financial Holdings' Asset Utilization Ratio stood at 0.16 in 2022, then advanced by 18.63% to 0.19 in 2023, then retreated by 10.25% to 0.17 in 2024, then climbed by 0.75% to 0.17 in 2025, then rose by 2.03% to 0.18 in 2026.
• Business Quant data shows BFH-PB's Asset Utilization Ratio at 0.18 in Q2 2026, 0.17 in Q1 2026, and 0.17 in Q4 2025.