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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) Times Interest Earned (2016 - 2025)

Bread Financial Holdings has reported Times Interest Earned over the past 17 years, most recently at $1.89 for Q4 2025.

  • Quarterly results put Times Interest Earned at $1.89 for Q4 2025, up 27.62% from a year ago — trailing twelve months through Dec 2025 was $2.0 (up 17.51% YoY), and the annual figure for FY2025 was $2.0, up 17.65%.
  • Times Interest Earned for Q4 2025 was $1.89 at Bread Financial Holdings, down from $2.18 in the prior quarter.
  • Over the last five years, Times Interest Earned for BFH-PA hit a ceiling of $5.87 in Q1 2022 and a floor of -$13.42 in Q4 2021.
  • Median Times Interest Earned over the past 5 years was $2.11 (2025), compared with a mean of $1.98.
  • Peak annual rise in Times Interest Earned hit 297.37% in 2021, while the deepest fall reached 683.39% in 2021.
  • Bread Financial Holdings' Times Interest Earned stood at -$13.42 in 2021, then soared by 116.36% to $2.19 in 2022, then decreased by 13.09% to $1.91 in 2023, then fell by 22.39% to $1.48 in 2024, then grew by 27.62% to $1.89 in 2025.
  • The last three reported values for Times Interest Earned were $1.89 (Q4 2025), $2.18 (Q3 2025), and $1.88 (Q2 2025) per Business Quant data.