Bread Financial Holdings, Inc. (BFH-PA) Times Interest Earned (2009 - 2026)
Bread Financial Holdings' (BFH-PA) Times Interest Earned stood at 2.01 in Q2 2026, up 12.2% from 1.79 a year earlier but down 11.0% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings, Inc. (BFH-PA) Times Interest Earned (2009 - 2026) Analysis & Trends
On a TTM basis, Bread Financial Holdings' Times Interest Earned came in at 1.86 as of Jun 30, 2026, up 30.8% year-over-year; for FY2025, it came in at 1.72, up 23.1% from FY2024.
- Across earlier years, Times Interest Earned came in at 1.40 in FY2024 (-33.5%), 2.10 in FY2023 (+31.6%), 1.60 in FY2022 (-57.2%) and 3.73 in FY2021 (+109.3%).
- Quarterly Times Interest Earned has ranged from -0.07 in Q4 2022 to 4.82 in Q1 2022 over the past five years.
- On a year-over-year basis, Times Interest Earned has increased for six consecutive quarters, with growth averaging 10.9% over the last eight quarters.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 66.4% in Q3 2021, against a decline of 75.3% in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 2.26 (Q1 2026), 1.24 (Q4 2025) and 1.93 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.01 |
| Mar 31, 2026 | 2.26 |
| Dec 31, 2025 | 1.24 |
| Sep 30, 2025 | 1.93 |
| Jun 30, 2025 | 1.79 |
| Mar 31, 2025 | 1.88 |
| Dec 31, 2024 | 0.88 |
| Sep 30, 2024 | 1.17 |
| Jun 30, 2024 | 1.75 |
| Mar 31, 2024 | 1.76 |
| Dec 31, 2023 | 1.08 |
| Sep 30, 2023 | 2.03 |
| Jun 30, 2023 | 1.42 |
| Mar 31, 2023 | 3.93 |
| Dec 31, 2022 | -0.07 |
| Sep 30, 2022 | 2.42 |
| Jun 30, 2022 | 1.17 |
| Mar 31, 2022 | 4.82 |
| Dec 31, 2021 | 1.75 |
| Sep 30, 2021 | 4.21 |
API Access
Bread Financial Holdings, Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();