Bread Financial Holdings (BFH-PA) Tax Rate (2009 - 2026)
Bread Financial Holdings (BFH-PA) posted quarterly Tax Rate of 25.51% for Q1 2026, down 240.0% year-over-year from 18.22% in Q1 2025, and up 299.86% on a QoQ basis from 12.77% in Q4 2025.
Bread Financial Holdings (BFH-PA) Tax Rate (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH-PA) has reported Tax Rate for 18 consecutive years, with 25.51% the latest figure, recorded in Q1 2026.
- In Q1 2026, Tax Rate fell 240.0% year-over-year to 25.51%; the TTM figure through Mar 2026 stood at 15.0% (down 1192.0% YoY), while the FY2025 annual figure was 15.28%, down 1149.0% from the prior year.
- Tax Rate came in at 25.51% for Q1 2026 at Bread Financial Holdings, up from 12.77% in the prior quarter.
- The five-year high for Tax Rate was 125.93% in Q4 2024, with the low at 144.44% in Q4 2023.
- Average Tax Rate over 5 years is 22.96%, with a median of 26.11% recorded in 2024.
- Across the five-year window, Tax Rate plunged 18002 bps in 2023 and soared 27037 bps in 2024, its largest moves.
- Year by year, Tax Rate stood at 35.58% in 2022, then tumbled by 506 bps to 144.44% in 2023, then soared by 187 bps to 125.93% in 2024, then plunged by 110 bps to 12.77% in 2025, then soared by 300 bps to 25.51% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 25.51%, 12.77%, and 4.08% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Bread Financial Holdings | - | - | 983.00 Mn | 25.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.51% |
| Mar 31, 2026 | 25.51% |
| Dec 31, 2025 | -12.77% |
| Dec 31, 2025 | -12.77% |
| Sep 30, 2025 | 4.08% |
| Sep 30, 2025 | 4.08% |
| Jun 30, 2025 | 20.11% |
| Jun 30, 2025 | 20.11% |
| Mar 31, 2025 | 27.92% |
| Mar 31, 2025 | 27.92% |
| Dec 31, 2024 | 125.93% |
| Dec 31, 2024 | 125.93% |
| Sep 30, 2024 | 92.50% |
| Sep 30, 2024 | 92.50% |
| Jun 30, 2024 | 26.11% |
| Jun 30, 2024 | 26.11% |
| Mar 31, 2024 | 28.19% |
| Mar 31, 2024 | 28.19% |
| Dec 31, 2023 | -144.44% |
| Dec 31, 2023 | -144.44% |