Balance Sheet
Cash Flow Statement
Growth Metrics
Income Statement
Consolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest Expense - DebtInterest Expense - DepositsInterest ExpensesInterest Income - Debt SecuritiesInterest Income - NetInterest Income - TotalInterest income - LoansNet Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsResearch & DevelopmentRevenueShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax Rate
Others
Ratios

Bread Financial Holdings (BFH-PA) Tax Rate (2016 - 2025)

Bread Financial Holdings has reported Tax Rate over the past 17 years, most recently at 12.77% for Q4 2025.

  • Quarterly results put Tax Rate at 12.77% for Q4 2025, down 13869.0% from a year ago — trailing twelve months through Dec 2025 was 14.98% (down 1205.0% YoY), and the annual figure for FY2025 was 15.28%, down 1149.0%.
  • Tax Rate for Q4 2025 was 12.77% at Bread Financial Holdings, down from 4.08% in the prior quarter.
  • Over the last five years, Tax Rate for BFH-PA hit a ceiling of 125.93% in Q4 2024 and a floor of 144.44% in Q4 2023.
  • Median Tax Rate over the past 5 years was 25.91% (2024), compared with a mean of 22.21%.
  • Biggest five-year swings in Tax Rate: tumbled -18002bps in 2023 and later surged 27037bps in 2024.
  • Bread Financial Holdings' Tax Rate stood at 6.25% in 2021, then soared by 469bps to 35.58% in 2022, then tumbled by -506bps to 144.44% in 2023, then skyrocketed by 187bps to 125.93% in 2024, then tumbled by -110bps to 12.77% in 2025.
  • The last three reported values for Tax Rate were 12.77% (Q4 2025), 4.08% (Q3 2025), and 20.11% (Q2 2025) per Business Quant data.