Bread Financial Holdings, Inc. (BFH-PA) Return on Sales [ROS] (2009 - 2026)
Bread Financial Holdings (BFH-PA) posted Return on Sales [ROS] of 39.48% for Q2 2026, down 2.93 percentage points from 42.41% a year earlier and down 3.35 percentage points from the prior quarter.
Bread Financial Holdings, Inc. (BFH-PA) Return on Sales [ROS] (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Return on Sales [ROS] at Bread Financial Holdings was 37.40%, up 3.25 percentage points year-over-year; for FY2025, it was 38.21%, up 3.27 percentage points from FY2024.
- Annual Return on Sales [ROS] shows a five-year change of +11.27 percentage points (FY2020 to FY2025).
- In prior years, Bread Financial Holdings' Return on Sales [ROS] was 34.94% in FY2024 (-8.12 pp), 43.06% in FY2023 (+22.08 pp), 20.99% in FY2022 (-22.62 pp) and 43.61% in FY2021 (+16.67 pp).
- Quarterly Return on Sales [ROS] has run from a low of -1.26% in Q4 2022 to a high of 66.41% in Q1 2023 over five years.
- On a year-over-year basis, Return on Sales [ROS] increased in two of the last eight quarters, with an average year-over-year change of -0.97 percentage points.
- The strongest year-over-year quarter for Return on Sales [ROS] in the past five years was Q4 2023, with a gain of 26.46 percentage points; the weakest was Q2 2022, with a drop of 49.52 percentage points.
- According to Business Quant data, Return on Sales [ROS] for the three prior quarters was 42.83% (Q1 2026), 25.23% (Q4 2025) and 41.81% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.48% |
| Mar 31, 2026 | 42.83% |
| Dec 31, 2025 | 25.23% |
| Sep 30, 2025 | 41.81% |
| Jun 30, 2025 | 42.41% |
| Mar 31, 2025 | 43.51% |
| Dec 31, 2024 | 22.05% |
| Sep 30, 2024 | 28.48% |
| Jun 30, 2024 | 44.83% |
| Mar 31, 2024 | 44.00% |
| Dec 31, 2023 | 25.20% |
| Sep 30, 2023 | 43.06% |
| Jun 30, 2023 | 30.57% |
| Mar 31, 2023 | 66.41% |
| Dec 31, 2022 | -1.26% |
| Sep 30, 2022 | 32.89% |
| Jun 30, 2022 | 12.43% |
| Mar 31, 2022 | 41.37% |
| Dec 31, 2021 | 17.41% |
| Sep 30, 2021 | 44.98% |
Bread Financial Holdings, Inc. Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();