Bread Financial Holdings, Inc. (BFH-PA) Return on Equity [ROE] (2011 - 2026)
Bread Financial Holdings (BFH-PA) recorded Return on Equity [ROE] of 17.01% in Q2 2026, up 7.83 percentage points from 9.18% a year earlier and up 0.11 percentage points from the prior quarter.
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Analysis
Bread Financial Holdings, Inc. (BFH-PA) Return on Equity [ROE] (2011 - 2026) Analysis & Trends
For FY2025, Bread Financial Holdings reported Return on Equity [ROE] of 16.24%, up 6.96 percentage points from FY2024.
- Annual Return on Equity [ROE] has a five-year change of +2.49 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 9.28% in FY2024 (-18.42 pp), 27.71% in FY2023 (+17.46 pp), 10.25% in FY2022 (-34.15 pp) and 44.40% in FY2021 (+30.64 pp).
- The Q2 2026 figure is the highest quarterly Return on Equity [ROE] since Q4 2023.
- On a year-over-year basis, Return on Equity [ROE] has increased for four consecutive quarters, with an average year-over-year change of -1.10 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 22.00 percentage points in Q4 2021, against a drop of 27.51 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 16.90% (Q1 2026), 15.62% (Q4 2025) and 14.56% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.01% |
| Mar 31, 2026 | 16.90% |
| Dec 31, 2025 | 15.62% |
| Sep 30, 2025 | 14.56% |
| Jun 30, 2025 | 9.18% |
| Mar 31, 2025 | 9.15% |
| Dec 31, 2024 | 8.96% |
| Sep 30, 2024 | 9.93% |
| Jun 30, 2024 | 15.51% |
| Mar 31, 2024 | 13.31% |
| Dec 31, 2023 | 24.80% |
| Sep 30, 2023 | 19.29% |
| Jun 30, 2023 | 18.45% |
| Mar 31, 2023 | 18.75% |
| Dec 31, 2022 | 9.52% |
| Sep 30, 2022 | 16.00% |
| Jun 30, 2022 | 20.43% |
| Mar 31, 2022 | 33.35% |
| Dec 31, 2021 | 37.03% |
| Sep 30, 2021 | 37.07% |
API Access
Bread Financial Holdings, Inc. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();