Bread Financial Holdings (BFH-PA) Retained Earnings (2009 - 2026)

Bread Financial Holdings (BFH-PA) posted quarterly Retained Earnings of $1.6 billion for Q1 2026, up 8747.37% year-over-year from $18.6 million in Q1 2025, and up 11.39% on a QoQ basis from $1.5 billion in Q4 2025.

Bread Financial Holdings (BFH-PA) Retained Earnings (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PA) has reported Retained Earnings for 18 consecutive years, with $1.6 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Retained Earnings rose 8747.37% year-over-year to $1.6 billion; the TTM figure through Mar 2026 stood at $1.6 billion (up 8747.37% YoY), while the FY2025 annual figure was $1.5 billion, up 47.65% from the prior year.
  • Retained Earnings came in at $1.6 billion for Q1 2026 at Bread Financial Holdings, up from $1.5 billion in the prior quarter.
  • The five-year high for Retained Earnings was $1.6 billion in Q1 2026, with the low at -$22.0 million in Q1 2024.
  • Average Retained Earnings over 5 years is $553.6 million, with a median of $537.0 million recorded in 2023.
  • Across the five-year window, Retained Earnings sank 950.0% in 2022 and jumped 8747.37% in 2026, its largest moves.
  • Year by year, Retained Earnings stood at -$21.0 million in 2022, then soared by 3752.38% to $767.0 million in 2023, then jumped by 30.25% to $999.0 million in 2024, then jumped by 47.65% to $1.5 billion in 2025, then grew by 11.39% to $1.6 billion in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered $1.6 billion, $1.5 billion, and -$16.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Bread Financial Holdings - - 983.00 Mn 1.64 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.64 Bn
Dec 31, 2025 1.48 Bn
Sep 30, 2025 -16.00 Mn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 -19.00 Mn
Dec 31, 2024 999.00 Mn
Sep 30, 2024 1.00 Bn
Jun 30, 2024 1.01 Bn
Mar 31, 2024 -22.00 Mn
Dec 31, 2023 767.00 Mn
Sep 30, 2023 735.00 Mn
Jun 30, 2023 -20.00 Mn
Mar 31, 2023 537.00 Mn
Dec 31, 2022 -21.00 Mn
Sep 30, 2022 -21.00 Mn
Jun 30, 2022 114.00 Mn
Mar 31, 2022 -9.00 Mn
Dec 31, 2021 -2.00 Mn
Sep 30, 2021 -56.20 Mn
Jun 30, 2021 -33.10 Mn