Bread Financial Holdings, Inc. (BFH-PA) Retained Earnings (2009 - 2026)
Bread Financial Holdings' Retained Earnings came in at $1.78 billion for Q2 2026, up 41.8% from $1.26 billion a year earlier and up 8.3% from the prior quarter.
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Analysis
Bread Financial Holdings, Inc. (BFH-PA) Retained Earnings (2009 - 2026) Analysis & Trends
At the end of FY2025, Bread Financial Holdings' Retained Earnings was $1.48 billion, up 47.6% from FY2024.
- Retained Earnings has increased in each of the last three years, though with a five-year compound annual growth rate of -21.1% (FY2020 to FY2025).
- Going back by year, Retained Earnings was $999 million in FY2024 (+30.2%), $767 million in FY2023 (+724.7%), $93 million in FY2022 and -$87 million in FY2021.
- The Q2 2026 figure represents the highest quarterly Retained Earnings since Q2 2021.
- Year-over-year, Retained Earnings has increased for 14 consecutive quarters, with growth averaging 36.9% over the last eight quarters.
- The fastest year-over-year change in Retained Earnings over five years came in Q4 2023 (growth of 724.7%), and the weakest in Q2 2022 (a decline of 97.9%).
- Business Quant data shows BFH-PA's Retained Earnings at $1.64 billion (Q1 2026), $1.48 billion (Q4 2025) and $1.43 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 Bn |
| Mar 31, 2026 | 1.64 Bn |
| Dec 31, 2025 | 1.48 Bn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | 1.13 Bn |
| Dec 31, 2024 | 999.00 Mn |
| Sep 30, 2024 | 1.00 Bn |
| Jun 30, 2024 | 1.01 Bn |
| Mar 31, 2024 | 890.00 Mn |
| Dec 31, 2023 | 767.00 Mn |
| Sep 30, 2023 | 735.00 Mn |
| Jun 30, 2023 | 574.00 Mn |
| Mar 31, 2023 | 537.00 Mn |
| Dec 31, 2022 | 93.00 Mn |
| Sep 30, 2022 | 238.00 Mn |
| Jun 30, 2022 | 114.00 Mn |
| Mar 31, 2022 | 113.00 Mn |
| Dec 31, 2021 | -87.00 Mn |
| Sep 30, 2021 | 130.50 Mn |
API Access
Bread Financial Holdings, Inc. Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();