Bread Financial Holdings (BFH-PA) Research & Development (2021 - 2026)

Bread Financial Holdings (BFH-PA) posted quarterly Research & Development of $76.0 million for Q1 2026, down 6.17% year-over-year from $81.0 million in Q1 2025, and down 2.56% on a QoQ basis from $78.0 million in Q4 2025.

Bread Financial Holdings (BFH-PA) Research & Development (2021 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PA) has reported Research & Development for 6 consecutive years, with $76.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Research & Development fell 6.17% year-over-year to $76.0 million; the TTM figure through Mar 2026 stood at $303.0 million (down 1.3% YoY), while the FY2025 annual figure was $308.0 million, up 2.67% from the prior year.
  • Research & Development came in at $76.0 million for Q1 2026 at Bread Financial Holdings, down from $78.0 million in the prior quarter.
  • The five-year high for Research & Development was $82.0 million in Q4 2022, with the low at $56.0 million in Q1 2022.
  • Average Research & Development over 5 years is $74.1 million, with a median of $75.0 million recorded in 2022.
  • Across the five-year window, Research & Development surged 49.09% in 2022 and fell 6.17% in 2026, its largest moves.
  • Year by year, Research & Development stood at $82.0 million in 2022, then declined by 3.66% to $79.0 million in 2023, then rose by 1.27% to $80.0 million in 2024, then declined by 2.5% to $78.0 million in 2025, then decreased by 2.56% to $76.0 million in 2026.
  • According to Business Quant data, Research & Development over the past three periods registered $76.0 million, $78.0 million, and $72.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 260.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.59 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 793.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 187.68 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -20.39 Mn
10 Bread Financial Holdings - - 983.00 Mn 76.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 76.00 Mn
Dec 31, 2025 78.00 Mn
Sep 30, 2025 72.00 Mn
Jun 30, 2025 77.00 Mn
Mar 31, 2025 81.00 Mn
Dec 31, 2024 80.00 Mn
Sep 30, 2024 73.00 Mn
Jun 30, 2024 73.00 Mn
Mar 31, 2024 74.00 Mn
Dec 31, 2023 79.00 Mn
Sep 30, 2023 73.00 Mn
Jun 30, 2023 75.00 Mn
Mar 31, 2023 75.00 Mn
Dec 31, 2022 82.00 Mn
Sep 30, 2022 75.00 Mn
Jun 30, 2022 61.00 Mn
Mar 31, 2022 56.00 Mn
Dec 31, 2021 55.00 Mn
Sep 30, 2021 54.00 Mn
Jun 30, 2021 55.00 Mn