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Bread Financial Holdings (BFH-PA) Provisions (2016 - 2025)

Bread Financial Holdings has reported Provisions over the past 16 years, most recently at $373.0 million for Q4 2025.

  • Quarterly results put Provisions at $373.0 million for Q4 2025, down 10.55% from a year ago — trailing twelve months through Dec 2025 was $1.2 billion (down 11.1% YoY), and the annual figure for FY2025 was $1.2 billion, down 11.1%.
  • Provisions for Q4 2025 was $373.0 million at Bread Financial Holdings, up from $299.0 million in the prior quarter.
  • Over the last five years, Provisions for BFH-PA hit a ceiling of $692.0 million in Q4 2022 and a floor of -$14.0 million in Q2 2021.
  • Median Provisions over the past 5 years was $304.0 million (2022), compared with a mean of $300.2 million.
  • Biggest five-year swings in Provisions: crashed 105.6% in 2021 and later surged 2985.71% in 2022.
  • Bread Financial Holdings' Provisions stood at $364.0 million in 2021, then soared by 90.11% to $692.0 million in 2022, then crashed by 30.35% to $482.0 million in 2023, then decreased by 13.49% to $417.0 million in 2024, then decreased by 10.55% to $373.0 million in 2025.
  • The last three reported values for Provisions were $373.0 million (Q4 2025), $299.0 million (Q3 2025), and $274.0 million (Q2 2025) per Business Quant data.