Bread Financial Holdings (BFH-PA) Provisions (2010 - 2026)

Bread Financial Holdings (BFH-PA) posted quarterly Provisions of $303.0 million for Q1 2026, up 2.36% year-over-year from $296.0 million in Q1 2025, and down 18.77% on a QoQ basis from $373.0 million in Q4 2025.

Bread Financial Holdings (BFH-PA) Provisions (2010 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PA) has reported Provisions for 17 consecutive years, with $303.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Provisions rose 2.36% year-over-year to $303.0 million; the TTM figure through Mar 2026 stood at $1.2 billion (down 8.97% YoY), while the FY2025 annual figure was $1.2 billion, down 11.1% from the prior year.
  • Provisions came in at $303.0 million for Q1 2026 at Bread Financial Holdings, down from $373.0 million in the prior quarter.
  • The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
  • Average Provisions over 5 years is $339.1 million, with a median of $304.0 million recorded in 2022.
  • Across the five-year window, Provisions soared 2985.71% in 2022 and slumped 44.56% in 2023, its largest moves.
  • Year by year, Provisions stood at $692.0 million in 2022, then slumped by 30.35% to $482.0 million in 2023, then retreated by 13.49% to $417.0 million in 2024, then retreated by 10.55% to $373.0 million in 2025, then decreased by 18.77% to $303.0 million in 2026.
  • According to Business Quant data, Provisions over the past three periods registered $303.0 million, $373.0 million, and $299.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.25 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 196.54 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 8.90 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 467.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Bread Financial Holdings - - 983.00 Mn 303.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 303.00 Mn
Dec 31, 2025 373.00 Mn
Sep 30, 2025 299.00 Mn
Jun 30, 2025 274.00 Mn
Mar 31, 2025 296.00 Mn
Dec 31, 2024 417.00 Mn
Sep 30, 2024 369.00 Mn
Jun 30, 2024 290.00 Mn
Mar 31, 2024 321.00 Mn
Dec 31, 2023 482.00 Mn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 336.00 Mn
Mar 31, 2023 107.00 Mn
Dec 31, 2022 692.00 Mn
Sep 30, 2022 304.00 Mn
Jun 30, 2022 404.00 Mn
Mar 31, 2022 193.00 Mn
Dec 31, 2021 364.00 Mn
Sep 30, 2021 161.00 Mn
Jun 30, 2021 -14.00 Mn