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Consolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest Expense - DebtInterest Expense - DepositsInterest ExpensesInterest Income - Debt SecuritiesInterest Income - NetInterest Income - TotalInterest income - LoansNet Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsResearch & DevelopmentRevenueShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax Rate
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Bread Financial Holdings (BFH-PA) Operating Income (2016 - 2025)

Bread Financial Holdings has reported Operating Income over the past 17 years, most recently at $376.0 million for Q4 2025.

  • Quarterly results put Operating Income at $376.0 million for Q4 2025, up 9.94% from a year ago — trailing twelve months through Dec 2025 was $1.7 billion (up 4.54% YoY), and the annual figure for FY2025 was $1.7 billion, up 4.66%.
  • Operating Income for Q4 2025 was $376.0 million at Bread Financial Holdings, down from $457.0 million in the prior quarter.
  • Over the last five years, Operating Income for BFH-PA hit a ceiling of $706.0 million in Q1 2023 and a floor of -$1.1 billion in Q4 2021.
  • Median Operating Income over the past 5 years was $443.0 million (2022), compared with a mean of $365.0 million.
  • Peak annual rise in Operating Income hit 206.77% in 2021, while the deepest fall reached 540.78% in 2021.
  • Bread Financial Holdings' Operating Income stood at -$1.1 billion in 2021, then surged by 137.53% to $428.0 million in 2022, then grew by 6.07% to $454.0 million in 2023, then dropped by 24.67% to $342.0 million in 2024, then rose by 9.94% to $376.0 million in 2025.
  • The last three reported values for Operating Income were $376.0 million (Q4 2025), $457.0 million (Q3 2025), and $414.0 million (Q2 2025) per Business Quant data.