Bread Financial Holdings, Inc. (BFH-PA) Operating Expenses (2009 - 2026)
Bread Financial Holdings' Operating Expenses came in at $483 million for Q2 2026, up 0.4% from $481 million a year earlier and up 2.3% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings, Inc. (BFH-PA) Operating Expenses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Bread Financial Holdings reported Operating Expenses of $1.99 billion, down 3.9% year-over-year; for FY2025, it was $1.99 billion, down 3.5% from FY2024.
- Operating Expenses carries a five-year compound annual growth rate of 2.8% (FY2020 to FY2025).
- Going back by year, Operating Expenses was $2.06 billion in FY2024 (-1.5%), $2.09 billion in FY2023 (+8.3%), $1.93 billion in FY2022 (+14.7%) and $1.68 billion in FY2021 (-2.7%).
- The five-year range for quarterly Operating Expenses is $426 million (Q1 2022) to $574 million (Q3 2024).
- Year-over-year, Operating Expenses increased in five of the last eight quarters, with growth averaging 0.7%.
- The fastest year-over-year change in Operating Expenses over five years came in Q4 2022 (growth of 28.3%), and the weakest in Q4 2021 (a decline of 49.7%).
- Business Quant data shows BFH-PA's Operating Expenses at $472 million (Q1 2026), $555 million (Q4 2025) and $476 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 483.00 Mn |
| Mar 31, 2026 | 472.00 Mn |
| Dec 31, 2025 | 555.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 481.00 Mn |
| Mar 31, 2025 | 477.00 Mn |
| Dec 31, 2024 | 535.00 Mn |
| Sep 30, 2024 | 574.00 Mn |
| Jun 30, 2024 | 469.00 Mn |
| Mar 31, 2024 | 482.00 Mn |
| Dec 31, 2023 | 516.00 Mn |
| Sep 30, 2023 | 502.00 Mn |
| Jun 30, 2023 | 530.00 Mn |
| Mar 31, 2023 | 544.00 Mn |
| Dec 31, 2022 | 549.00 Mn |
| Sep 30, 2022 | 486.00 Mn |
| Jun 30, 2022 | 473.00 Mn |
| Mar 31, 2022 | 426.00 Mn |
| Dec 31, 2021 | 428.00 Mn |
| Sep 30, 2021 | 431.00 Mn |
API Access
Bread Financial Holdings, Inc. Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();