Bread Financial Holdings (BFH-PA) Net Margin (2009 - 2026)
Bread Financial Holdings' quarterly Net Margin came in at 17.58% in Q1 2026, up 336.0% year-on-year from 4.03% in Q1 2025, and up 17043.91% quarter-over-quarter from 0.1% in Q4 2025.
Bread Financial Holdings has reported Net Margin for 18 years, with the latest figure at 17.58% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 336.0% year-over-year to 17.58%; the trailing twelve-month figure through Mar 2026 stood at 4.62% (up 103.0% YoY), and the FY2025 full-year result was 0.08%, down 3.0% from the prior year.
- Net Margin for Q1 2026 stood at 17.58%, up from 0.1% in the prior quarter.
- The five-year high for Net Margin was 22.8% in Q1 2022, with the low at 1.68% in Q2 2023.
- Average Net Margin over 5 years is 6.14%, with a median of 0.1% recorded in 2025.
- Year-over-year, Net Margin plunged 3452 bps in 2022 and surged 1433 bps in 2025.
- Tracing BFH-PA's Net Margin over 5 years: stood at 13.69% in 2022, then plunged by 101 bps to 0.1% in 2023, then fell by 3 bps to 0.1% in 2024, then surged by 201 bps to 0.1% in 2025, then jumped by 17044 bps to 17.58% in 2026.
- The last three Net Margin figures came in at 17.58% (Q1 2026), 0.1% (Q4 2025), and 14.23% (Q1 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.58% |
| Dec 31, 2025 | 0.10% |
| Mar 31, 2025 | 14.23% |
| Sep 30, 2024 | -0.10% |
| Mar 31, 2024 | -0.10% |
| Dec 31, 2023 | -0.10% |
| Sep 30, 2023 | -0.19% |
| Jun 30, 2023 | -1.68% |
| Sep 30, 2022 | 13.69% |
| Jun 30, 2022 | 1.34% |
| Mar 31, 2022 | 22.80% |
| Dec 31, 2021 | 2.10% |
| Sep 30, 2021 | 26.32% |
| Jun 30, 2021 | 35.86% |
| Mar 31, 2021 | 35.66% |
| Dec 31, 2020 | 1.11% |
| Sep 30, 2020 | 12.69% |
| Jun 30, 2020 | 3.92% |
| Mar 31, 2020 | 2.17% |
| Dec 31, 2019 | 6.67% |
| Sep 30, 2019 | -7.48% |
| Jun 30, 2019 | 10.31% |
| Mar 31, 2019 | 11.18% |
| Dec 31, 2018 | 19.45% |
| Sep 30, 2018 | 20.83% |
| Jun 30, 2018 | 16.02% |
| Mar 31, 2018 | 11.86% |
| Dec 31, 2017 | 12.89% |
| Sep 30, 2017 | 12.19% |
| Jun 30, 2017 | 7.56% |
| Mar 31, 2017 | 7.79% |
| Dec 31, 2016 | 0.57% |
| Sep 30, 2016 | 11.00% |
| Jun 30, 2016 | 8.05% |
| Mar 31, 2016 | 9.37% |
| Dec 31, 2015 | 9.96% |
| Sep 30, 2015 | 8.08% |
| Jun 30, 2015 | 8.75% |
| Mar 31, 2015 | 10.15% |
| Dec 31, 2014 | 4.52% |
| Sep 30, 2014 | 12.45% |
| Jun 30, 2014 | 10.86% |
| Mar 31, 2014 | 11.14% |
| Dec 31, 2013 | 10.33% |
| Sep 30, 2013 | 12.12% |
| Jun 30, 2013 | 11.33% |
| Mar 31, 2013 | 12.24% |
| Dec 31, 2012 | 8.61% |
| Sep 30, 2012 | 13.12% |
| Jun 30, 2012 | 11.98% |
| Mar 31, 2012 | 12.92% |
| Dec 31, 2011 | 7.78% |
| Sep 30, 2011 | 11.12% |
| Jun 30, 2011 | 9.32% |
| Mar 31, 2011 | 11.67% |
| Dec 31, 2010 | 6.18% |
| Sep 30, 2010 | 7.55% |
| Jun 30, 2010 | 7.07% |
| Mar 31, 2010 | 7.03% |
| Dec 31, 2009 | -3.54% |
| Sep 30, 2009 | 0.10% |
| Jun 30, 2009 | 0.23% |