Bread Financial Holdings, Inc. (BFH-PA) Net Income (2009 - 2026)
Bread Financial Holdings (BFH-PA) reported Net Income of $146 million for Q2 2026, up 5.0% from $139 million a year earlier but down 19.3% from the prior quarter.
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Analysis
Bread Financial Holdings, Inc. (BFH-PA) Net Income (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bread Financial Holdings' Net Income came in at $569 million, up 99.0% year-over-year; for FY2025, it was $518 million, up 87.0% from FY2024.
- Net Income has a five-year compound annual growth rate of 19.3% (FY2020 to FY2025).
- By year, Net Income came in at $277 million in FY2024 (-61.4%), $718 million in FY2023 (+222.0%), $223 million in FY2022 (-72.2%) and $801 million in FY2021 (+274.3%).
- Five-year quarterly Net Income spans a low of -$134 million in Q4 2022 and a high of $455 million in Q1 2023.
- Year over year, Net Income has now increased in each of the last three quarters, with growth averaging 76.1% over the last seven quarters.
- The high point for year-over-year Net Income in five years was Q4 2025 (growth of 671.4%); the low point was Q3 2024 (a decline of 98.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $181 million (Q1 2026), $54 million (Q4 2025) and $188 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 146.00 Mn |
| Mar 31, 2026 | 181.00 Mn |
| Dec 31, 2025 | 54.00 Mn |
| Sep 30, 2025 | 188.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 7.00 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 133.00 Mn |
| Mar 31, 2024 | 134.00 Mn |
| Dec 31, 2023 | 43.00 Mn |
| Sep 30, 2023 | 171.00 Mn |
| Jun 30, 2023 | 48.00 Mn |
| Mar 31, 2023 | 455.00 Mn |
| Dec 31, 2022 | -134.00 Mn |
| Sep 30, 2022 | 134.00 Mn |
| Jun 30, 2022 | 12.00 Mn |
| Mar 31, 2022 | 210.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Sep 30, 2021 | 223.00 Mn |
API Access
Bread Financial Holdings, Inc. Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();