Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in CashChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Dividends Paid - CommonFree Cash FlowGains from Investment SecuritiesNet Cash FlowNet IncomeOther financing activitiesShare-based CompensationShares Repurchased
Growth Metrics
Income Statement
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Bread Financial Holdings (BFH-PA) Net Cash Flow (2016 - 2025)

Bread Financial Holdings has reported Net Cash Flow over the past 17 years, most recently at -$151.0 million for Q4 2025.

  • Quarterly results put Net Cash Flow at -$151.0 million for Q4 2025, down 162.14% from a year ago — trailing twelve months through Dec 2025 was -$86.0 million (down 187.76% YoY), and the annual figure for FY2025 was -$86.0 million, down 187.76%.
  • Net Cash Flow for Q4 2025 was -$151.0 million at Bread Financial Holdings, down from -$39.0 million in the prior quarter.
  • Over the last five years, Net Cash Flow for BFH-PA hit a ceiling of $529.0 million in Q3 2021 and a floor of -$601.0 million in Q3 2024.
  • Median Net Cash Flow over the past 5 years was $36.0 million (2021), compared with a mean of $8.2 million.
  • Biggest five-year swings in Net Cash Flow: skyrocketed 1039.29% in 2022 and later crashed 1465.91% in 2024.
  • Bread Financial Holdings' Net Cash Flow stood at $28.0 million in 2021, then skyrocketed by 1039.29% to $319.0 million in 2022, then plummeted by 30.72% to $221.0 million in 2023, then rose by 9.95% to $243.0 million in 2024, then crashed by 162.14% to -$151.0 million in 2025.
  • The last three reported values for Net Cash Flow were -$151.0 million (Q4 2025), -$39.0 million (Q3 2025), and -$418.0 million (Q2 2025) per Business Quant data.