Bread Financial Holdings, Inc. (BFH-PA) Interest Expense - Deposits (2021 - 2026)
Bread Financial Holdings (BFH-PA) reported Interest Expense - Deposits of $139 million for Q2 2026, unchanged from $139 million a year earlier and up 4.5% from the prior quarter.
Bread Financial Holdings, Inc. (BFH-PA) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bread Financial Holdings' Interest Expense - Deposits came in at $548 million, down 5.0% year-over-year; for FY2025, it was $554 million, down 8.9% from FY2024.
- Interest Expense - Deposits has a five-year compound annual growth rate of 18.4% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $608 million in FY2024 (+12.4%), $541 million in FY2023 (+122.6%), $243 million in FY2022 (+45.5%) and $167 million in FY2021 (-29.8%).
- Five-year quarterly Interest Expense - Deposits spans a low of $34 million in Q1 2022 and a high of $155 million in Q1 2024.
- Year over year, Interest Expense - Deposits gained in 1 of the last eight quarters, with an average decline of 4.6%.
- The high point for year-over-year Interest Expense - Deposits in five years was Q1 2023 (growth of 244.1%); the low point was Q1 2022 (a decline of 27.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $133 million (Q1 2026), $137 million (Q4 2025) and $139 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 139.00 Mn |
| Mar 31, 2026 | 133.00 Mn |
| Dec 31, 2025 | 137.00 Mn |
| Sep 30, 2025 | 139.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 147.00 Mn |
| Sep 30, 2024 | 153.00 Mn |
| Jun 30, 2024 | 152.00 Mn |
| Mar 31, 2024 | 155.00 Mn |
| Dec 31, 2023 | 154.00 Mn |
| Sep 30, 2023 | 143.00 Mn |
| Jun 30, 2023 | 127.00 Mn |
| Mar 31, 2023 | 117.00 Mn |
| Dec 31, 2022 | 101.00 Mn |
| Sep 30, 2022 | 66.00 Mn |
| Jun 30, 2022 | 41.00 Mn |
| Mar 31, 2022 | 34.00 Mn |
| Dec 31, 2021 | 37.00 Mn |
| Sep 30, 2021 | 39.00 Mn |
Bread Financial Holdings, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();