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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) Interest Coverage Ratio (2016 - 2025)

Bread Financial Holdings has reported Interest Coverage Ratio over the past 17 years, most recently at 1.89 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.89 for Q4 2025, up 27.62% from a year ago — trailing twelve months through Dec 2025 was 2.0 (up 17.51% YoY), and the annual figure for FY2025 was 2.0, up 17.65%.
  • Interest Coverage Ratio for Q4 2025 was 1.89 at Bread Financial Holdings, down from 2.18 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for BFH-PA hit a ceiling of 5.87 in Q1 2022 and a floor of 13.42 in Q4 2021.
  • Median Interest Coverage Ratio over the past 5 years was 2.11 (2025), compared with a mean of 1.98.
  • Peak annual rise in Interest Coverage Ratio hit 297.37% in 2021, while the deepest fall reached 683.39% in 2021.
  • Bread Financial Holdings' Interest Coverage Ratio stood at 13.42 in 2021, then soared by 116.36% to 2.19 in 2022, then decreased by 13.09% to 1.91 in 2023, then fell by 22.39% to 1.48 in 2024, then grew by 27.62% to 1.89 in 2025.
  • The last three reported values for Interest Coverage Ratio were 1.89 (Q4 2025), 2.18 (Q3 2025), and 1.88 (Q2 2025) per Business Quant data.