Bread Financial Holdings (BFH-PA) Interest Coverage Ratio (2009 - 2026)
Bread Financial Holdings' quarterly Interest Coverage Ratio came in at 2.65 in Q1 2026, up 30.07% year-on-year from 2.04 in Q1 2025, and up 40.13% quarter-over-quarter from 1.89 in Q4 2025.
Bread Financial Holdings has reported Interest Coverage Ratio for 18 years, with the latest figure at 2.65 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 30.07% year-over-year to 2.65; the trailing twelve-month figure through Mar 2026 stood at 2.14 (up 24.62% YoY), and the FY2025 full-year result was 2.0, up 17.65% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.65, up from 1.89 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.87 in Q1 2022, with the low at 1.48 in Q4 2024.
- Average Interest Coverage Ratio over 5 years is 2.47, with a median of 2.04 recorded in 2025.
- Year-over-year, Interest Coverage Ratio surged 116.36% in 2022 and tumbled 52.16% in 2023.
- Tracing BFH-PA's Interest Coverage Ratio over 5 years: stood at 2.19 in 2022, then decreased by 13.09% to 1.91 in 2023, then fell by 22.39% to 1.48 in 2024, then grew by 27.62% to 1.89 in 2025, then jumped by 40.13% to 2.65 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.65 (Q1 2026), 1.89 (Q4 2025), and 2.18 (Q3 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.65 |
| Dec 31, 2025 | 1.89 |
| Sep 30, 2025 | 2.18 |
| Jun 30, 2025 | 1.88 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.81 |
| Mar 31, 2024 | 1.94 |
| Dec 31, 2023 | 1.91 |
| Sep 30, 2023 | 2.25 |
| Jun 30, 2023 | 1.86 |
| Mar 31, 2023 | 3.24 |
| Dec 31, 2022 | 2.19 |
| Sep 30, 2022 | 3.38 |
| Jun 30, 2022 | 3.89 |
| Mar 31, 2022 | 5.87 |
| Dec 31, 2021 | -13.42 |
| Sep 30, 2021 | 4.21 |
| Jun 30, 2021 | 4.73 |
| Mar 31, 2021 | 4.70 |
| Dec 31, 2020 | 2.30 |
| Sep 30, 2020 | 2.53 |
| Jun 30, 2020 | 6.69 |
| Mar 31, 2020 | 1.18 |
| Dec 31, 2019 | 2.18 |
| Sep 30, 2019 | 2.17 |
| Jun 30, 2019 | 2.35 |
| Mar 31, 2019 | 2.48 |
| Dec 31, 2018 | 3.51 |
| Sep 30, 2018 | 3.51 |
| Jun 30, 2018 | 2.97 |
| Mar 31, 2018 | 2.93 |
| Dec 31, 2017 | 2.96 |
| Sep 30, 2017 | 3.30 |
| Jun 30, 2017 | 2.56 |
| Mar 31, 2017 | 2.81 |
| Dec 31, 2016 | 3.05 |
| Sep 30, 2016 | 7.71 |
| Jun 30, 2016 | 5.99 |
| Mar 31, 2016 | 6.72 |
| Dec 31, 2015 | 4.07 |
| Sep 30, 2015 | 6.35 |
| Jun 30, 2015 | 6.42 |
| Mar 31, 2015 | 7.64 |
| Dec 31, 2014 | 3.11 |
| Sep 30, 2014 | 5.23 |
| Jun 30, 2014 | 4.49 |
| Mar 31, 2014 | 4.16 |
| Dec 31, 2013 | 3.81 |
| Sep 30, 2013 | 3.90 |
| Jun 30, 2013 | 3.23 |
| Mar 31, 2013 | 3.53 |
| Dec 31, 2012 | 2.77 |
| Sep 30, 2012 | 3.56 |
| Jun 30, 2012 | 3.29 |
| Mar 31, 2012 | 3.85 |
| Dec 31, 2011 | 2.45 |
| Sep 30, 2011 | 3.06 |
| Jun 30, 2011 | 2.43 |
| Mar 31, 2011 | 2.97 |
| Dec 31, 2010 | 2.08 |
| Sep 30, 2010 | 2.02 |
| Jun 30, 2010 | 1.91 |
| Mar 31, 2010 | 1.91 |
| Dec 31, 2009 | 4.08 |
| Sep 30, 2009 | 2.43 |
| Jun 30, 2009 | 2.36 |