Bread Financial Holdings, Inc. (BFH-PA) Free Cash Flow (2009 - 2026)
Bread Financial Holdings (BFH-PA) posted Free Cash Flow of $533 million for Q2 2026, up 1.3% from $526 million a year earlier and up 9.4% from the prior quarter.
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Analysis
Bread Financial Holdings, Inc. (BFH-PA) Free Cash Flow (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Free Cash Flow at Bread Financial Holdings was $2.19 billion, up 18.3% year-over-year; for FY2025, it came in at $2.09 billion, up 12.5% from FY2024.
- Annual Free Cash Flow shows a five-year compound annual growth rate of 2.7% (FY2020 to FY2025).
- In prior years, Bread Financial Holdings' Free Cash Flow was $1.86 billion in FY2024 (-6.4%), $1.99 billion in FY2023 (+11.6%), $1.78 billion in FY2022 (+22.0%) and $1.46 billion in FY2021 (-20.2%).
- Quarterly Free Cash Flow has run from a low of $223 million in Q2 2022 to a high of $629 million in Q3 2023 over five years.
- On a year-over-year basis, Free Cash Flow has increased in each of the last five quarters, with growth averaging 3.1% over the last eight quarters.
- The strongest year-over-year quarter for Free Cash Flow in the past five years was Q4 2022, with growth of 55.5%; the weakest was Q3 2024, with a decline of 27.5%.
- According to Business Quant data, Free Cash Flow for the three prior quarters was $487 million (Q1 2026), $568 million (Q4 2025) and $605 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 533.00 Mn |
| Mar 31, 2026 | 487.00 Mn |
| Dec 31, 2025 | 568.00 Mn |
| Sep 30, 2025 | 605.00 Mn |
| Jun 30, 2025 | 526.00 Mn |
| Mar 31, 2025 | 393.00 Mn |
| Dec 31, 2024 | 479.00 Mn |
| Sep 30, 2024 | 456.00 Mn |
| Jun 30, 2024 | 477.00 Mn |
| Mar 31, 2024 | 447.00 Mn |
| Dec 31, 2023 | 617.00 Mn |
| Sep 30, 2023 | 629.00 Mn |
| Jun 30, 2023 | 343.00 Mn |
| Mar 31, 2023 | 398.00 Mn |
| Dec 31, 2022 | 482.00 Mn |
| Sep 30, 2022 | 598.00 Mn |
| Jun 30, 2022 | 223.00 Mn |
| Mar 31, 2022 | 477.00 Mn |
| Dec 31, 2021 | 310.00 Mn |
| Sep 30, 2021 | 451.00 Mn |
API Access
Bread Financial Holdings, Inc. Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();