Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in CashChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Dividends Paid - CommonFree Cash FlowGains from Investment SecuritiesNet Cash FlowNet IncomeOther financing activitiesShare-based CompensationShares Repurchased
Growth Metrics
Income Statement
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Bread Financial Holdings (BFH-PA) Free Cash Flow (2016 - 2025)

Bread Financial Holdings has reported Free Cash Flow over the past 17 years, most recently at $568.0 million for Q4 2025.

  • Quarterly results put Free Cash Flow at $568.0 million for Q4 2025, up 19.08% from a year ago — trailing twelve months through Dec 2025 was $2.1 billion (up 41.16% YoY), and the annual figure for FY2025 was $2.1 billion, up 41.16%.
  • Free Cash Flow for Q4 2025 was $568.0 million at Bread Financial Holdings, down from $605.0 million in the prior quarter.
  • Over the last five years, Free Cash Flow for BFH-PA hit a ceiling of $629.0 million in Q3 2023 and a floor of -$1.1 billion in Q4 2022.
  • Median Free Cash Flow over the past 5 years was $427.5 million (2021), compared with a mean of $328.2 million.
  • Biggest five-year swings in Free Cash Flow: plummeted 426.54% in 2022 and later surged 11533.33% in 2023.
  • Bread Financial Holdings' Free Cash Flow stood at $324.0 million in 2021, then plummeted by 426.54% to -$1.1 billion in 2022, then soared by 121.27% to $225.0 million in 2023, then skyrocketed by 112.0% to $477.0 million in 2024, then increased by 19.08% to $568.0 million in 2025.
  • The last three reported values for Free Cash Flow were $568.0 million (Q4 2025), $605.0 million (Q3 2025), and $526.0 million (Q2 2025) per Business Quant data.