Bread Financial Holdings (BFH-PA) FCF Margin (2009 - 2026)
Bread Financial Holdings' quarterly FCF Margin came in at 47.84% in Q1 2026, up 732.0% year-on-year from 5.75% in Q1 2025, and down 17.88% quarter-over-quarter from 58.26% in Q4 2025.
Bread Financial Holdings has reported FCF Margin for 18 years, with the latest figure at 47.84% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 732.0% year-over-year to 47.84%; the trailing twelve-month figure through Mar 2026 stood at 56.15% (up 1874.0% YoY), and the FY2025 full-year result was 54.41%, up 1579.0% from the prior year.
- FCF Margin for Q1 2026 stood at 47.84%, down from 58.26% in the prior quarter.
- The five-year high for FCF Margin was 62.31% in Q3 2025, with the low at 102.42% in Q4 2022.
- Average FCF Margin over 5 years is 34.02%, with a median of 47.84% recorded in 2026.
- Year-over-year, FCF Margin sank 14027 bps in 2022 and soared 12457 bps in 2023.
- Tracing BFH-PA's FCF Margin over 5 years: stood at 102.42% in 2022, then surged by 122 bps to 22.15% in 2023, then surged by 133 bps to 51.57% in 2024, then grew by 13 bps to 58.26% in 2025, then declined by 18 bps to 47.84% in 2026.
- The last three FCF Margin figures came in at 47.84% (Q1 2026), 58.26% (Q4 2025), and 62.31% (Q3 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 47.84% |
| Dec 31, 2025 | 58.26% |
| Sep 30, 2025 | 62.31% |
| Jun 30, 2025 | 56.62% |
| Mar 31, 2025 | 40.52% |
| Dec 31, 2024 | 51.57% |
| Sep 30, 2024 | 8.24% |
| Jun 30, 2024 | 50.80% |
| Mar 31, 2024 | 45.11% |
| Dec 31, 2023 | 22.15% |
| Sep 30, 2023 | 61.01% |
| Jun 30, 2023 | 36.03% |
| Mar 31, 2023 | 24.59% |
| Dec 31, 2022 | -102.42% |
| Sep 30, 2022 | 62.10% |
| Jun 30, 2022 | -0.34% |
| Mar 31, 2022 | 53.96% |
| Dec 31, 2021 | 37.85% |
| Sep 30, 2021 | 48.30% |
| Jun 30, 2021 | 25.26% |
| Mar 31, 2021 | 62.97% |
| Dec 31, 2020 | 34.09% |
| Sep 30, 2020 | 38.96% |
| Jun 30, 2020 | 49.48% |
| Mar 31, 2020 | 40.30% |
| Dec 31, 2019 | -22.93% |
| Sep 30, 2019 | 87.49% |
| Jun 30, 2019 | -31.06% |
| Mar 31, 2019 | 42.88% |
| Dec 31, 2018 | 46.36% |
| Sep 30, 2018 | 45.87% |
| Jun 30, 2018 | 44.24% |
| Mar 31, 2018 | 43.80% |
| Dec 31, 2017 | 37.58% |
| Sep 30, 2017 | 35.37% |
| Jun 30, 2017 | 26.36% |
| Mar 31, 2017 | 22.65% |
| Dec 31, 2016 | 39.60% |
| Sep 30, 2016 | 29.13% |
| Jun 30, 2016 | 24.14% |
| Mar 31, 2016 | 13.44% |
| Dec 31, 2015 | 38.71% |
| Sep 30, 2015 | 26.14% |
| Jun 30, 2015 | 22.88% |
| Mar 31, 2015 | 8.26% |
| Dec 31, 2014 | 22.35% |
| Sep 30, 2014 | 25.99% |
| Jun 30, 2014 | 17.46% |
| Mar 31, 2014 | 23.49% |
| Dec 31, 2013 | 14.11% |
| Sep 30, 2013 | 21.49% |
| Jun 30, 2013 | 21.47% |
| Mar 31, 2013 | 23.80% |
| Dec 31, 2012 | 23.98% |
| Sep 30, 2012 | 46.39% |
| Jun 30, 2012 | 17.73% |
| Mar 31, 2012 | 23.36% |
| Dec 31, 2011 | 26.42% |
| Sep 30, 2011 | 40.25% |
| Jun 30, 2011 | 24.60% |
| Mar 31, 2011 | 25.90% |
| Dec 31, 2010 | 24.98% |
| Sep 30, 2010 | 32.77% |
| Jun 30, 2010 | 33.43% |
| Mar 31, 2010 | 28.80% |
| Dec 31, 2009 | 7.15% |
| Sep 30, 2009 | 16.11% |