Balance Sheet
Cash Flow Statement
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) FCF Margin (2016 - 2026)

Bread Financial Holdings filings provide 18 years of FCF Margin readings, the most recent being 47.84% for Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 732.0% year-over-year to 47.84%, compared with a TTM value of 56.15% through Mar 2026, up 1874.0%, and an annual FY2025 reading of 54.41%, up 1579.0% over the prior year.
  • FCF Margin hit 47.84% in Q1 2026 for Bread Financial Holdings, down from 58.26% in the prior quarter.
  • The five-year high for FCF Margin was 62.31% in Q3 2025, with the low at 102.42% in Q4 2022.
  • Median FCF Margin over the past 5 years was 47.84% (2026), compared with a mean of 34.02%.
  • The sharpest move saw FCF Margin tumbled -14027bps in 2022, then surged 12457bps in 2023.
  • Year by year, FCF Margin stood at 102.42% in 2022, then soared by 122bps to 22.15% in 2023, then soared by 133bps to 51.57% in 2024, then increased by 13bps to 58.26% in 2025, then fell by -18bps to 47.84% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods came in at 47.84%, 58.26%, and 62.31% for Q1 2026, Q4 2025, and Q3 2025 respectively.