Bread Financial Holdings, Inc. (BFH-PA) EBT (2009 - 2026)
Bread Financial Holdings (BFH-PA) posted EBT of $197 million for Q2 2026, up 13.2% from $174 million a year earlier but down 18.9% from the prior quarter.
Bread Financial Holdings, Inc. (BFH-PA) EBT (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT at Bread Financial Holdings was $683 million, up 77.9% year-over-year; for FY2025, it came in at $615 million, up 61.4% from FY2024.
- Annual EBT shows a five-year compound annual growth rate of 15.4% (FY2020 to FY2025).
- In prior years, Bread Financial Holdings' EBT was $381 million in FY2024 (-60.6%), $968 million in FY2023 (+222.7%), $300 million in FY2022 (-71.3%) and $1.04 billion in FY2021 (+246.8%).
- Quarterly EBT has run from a low of -$208 million in Q4 2022 to a high of $638 million in Q1 2023 over five years.
- On a year-over-year basis, EBT increased in four of the last six quarters, with growth averaging 57.6%.
- The strongest year-over-year quarter for EBT in the past five years was Q2 2023, with growth of 437.5%; the weakest was Q2 2022, with a decline of 95.5%.
- According to Business Quant data, EBT for the three prior quarters was $243 million (Q1 2026), $47 million (Q4 2025) and $196 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 197.00 Mn |
| Mar 31, 2026 | 243.00 Mn |
| Dec 31, 2025 | 47.00 Mn |
| Sep 30, 2025 | 196.00 Mn |
| Jun 30, 2025 | 174.00 Mn |
| Mar 31, 2025 | 197.00 Mn |
| Dec 31, 2024 | -27.00 Mn |
| Sep 30, 2024 | 40.00 Mn |
| Jun 30, 2024 | 180.00 Mn |
| Mar 31, 2024 | 188.00 Mn |
| Dec 31, 2023 | 18.00 Mn |
| Sep 30, 2023 | 225.00 Mn |
| Jun 30, 2023 | 86.00 Mn |
| Mar 31, 2023 | 638.00 Mn |
| Dec 31, 2022 | -208.00 Mn |
| Sep 30, 2022 | 189.00 Mn |
| Jun 30, 2022 | 16.00 Mn |
| Mar 31, 2022 | 302.00 Mn |
| Dec 31, 2021 | 64.00 Mn |
| Sep 30, 2021 | 259.00 Mn |
Bread Financial Holdings, Inc. EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();