Bread Financial Holdings (BFH-PA) EBT Margin (2009 - 2026)
Bread Financial Holdings' quarterly EBT Margin came in at 23.87% in Q1 2026, up 356.0% year-on-year from 5.23% in Q1 2025, and up 395.18% quarter-over-quarter from 4.82% in Q4 2025.
Bread Financial Holdings has reported EBT Margin for 18 years, with the latest figure at 23.87% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 356.0% year-over-year to 23.87%; the trailing twelve-month figure through Mar 2026 stood at 16.95% (up 674.0% YoY), and the FY2025 full-year result was 15.99%, up 607.0% from the prior year.
- EBT Margin for Q1 2026 stood at 23.87%, up from 4.82% in the prior quarter.
- The five-year high for EBT Margin was 49.5% in Q1 2023, with the low at 20.14% in Q4 2022.
- Average EBT Margin over 5 years is 14.3%, with a median of 18.97% recorded in 2024.
- Year-over-year, EBT Margin slumped 4454 bps in 2022 and jumped 2191 bps in 2023.
- Tracing BFH-PA's EBT Margin over 5 years: stood at 20.14% in 2022, then jumped by 109 bps to 1.77% in 2023, then plunged by 265 bps to 2.92% in 2024, then soared by 265 bps to 4.82% in 2025, then jumped by 395 bps to 23.87% in 2026.
- The last three EBT Margin figures came in at 23.87% (Q1 2026), 4.82% (Q4 2025), and 20.19% (Q3 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.87% |
| Dec 31, 2025 | 4.82% |
| Sep 30, 2025 | 20.19% |
| Jun 30, 2025 | 18.73% |
| Mar 31, 2025 | 20.31% |
| Dec 31, 2024 | -2.92% |
| Sep 30, 2024 | 4.07% |
| Jun 30, 2024 | 19.17% |
| Mar 31, 2024 | 18.97% |
| Dec 31, 2023 | 1.77% |
| Sep 30, 2023 | 21.82% |
| Jun 30, 2023 | 9.03% |
| Mar 31, 2023 | 49.50% |
| Dec 31, 2022 | -20.14% |
| Sep 30, 2022 | 19.31% |
| Jun 30, 2022 | 1.79% |
| Mar 31, 2022 | 32.79% |
| Dec 31, 2021 | 7.48% |
| Sep 30, 2021 | 30.43% |
| Jun 30, 2021 | 46.34% |
| Mar 31, 2021 | 45.76% |
| Dec 31, 2020 | 13.17% |
| Sep 30, 2020 | 16.74% |
| Jun 30, 2020 | 4.80% |
| Mar 31, 2020 | 1.84% |
| Dec 31, 2019 | 11.46% |
| Sep 30, 2019 | 11.42% |
| Jun 30, 2019 | 14.37% |
| Mar 31, 2019 | 15.96% |
| Dec 31, 2018 | 24.84% |
| Sep 30, 2018 | 24.10% |
| Jun 30, 2018 | 18.83% |
| Mar 31, 2018 | 17.74% |
| Dec 31, 2017 | 14.55% |
| Sep 30, 2017 | 17.44% |
| Jun 30, 2017 | 11.74% |
| Mar 31, 2017 | 12.09% |
| Dec 31, 2016 | 3.39% |
| Sep 30, 2016 | 16.58% |
| Jun 30, 2016 | 12.40% |
| Mar 31, 2016 | 14.65% |
| Dec 31, 2015 | 15.70% |
| Sep 30, 2015 | 12.93% |
| Jun 30, 2015 | 13.66% |
| Mar 31, 2015 | 15.40% |
| Dec 31, 2014 | 9.70% |
| Sep 30, 2014 | 19.72% |
| Jun 30, 2014 | 17.36% |
| Mar 31, 2014 | 17.36% |
| Dec 31, 2013 | 16.15% |
| Sep 30, 2013 | 19.59% |
| Jun 30, 2013 | 18.06% |
| Mar 31, 2013 | 19.81% |
| Dec 31, 2012 | 14.24% |
| Sep 30, 2012 | 20.86% |
| Jun 30, 2012 | 19.33% |
| Mar 31, 2012 | 20.97% |
| Dec 31, 2011 | 12.66% |
| Sep 30, 2011 | 18.15% |
| Jun 30, 2011 | 15.26% |
| Mar 31, 2011 | 18.97% |
| Dec 31, 2010 | 9.66% |
| Sep 30, 2010 | 12.23% |
| Jun 30, 2010 | 11.43% |
| Mar 31, 2010 | 11.38% |
| Dec 31, 2009 | -8.03% |
| Sep 30, 2009 | 11.42% |
| Jun 30, 2009 | 10.16% |