Bread Financial Holdings BFH-PA
NYSE BFH-PA
$24.49 -0.01 (-0.04%)
As of: Oct 16, 2026 · 1:01 PM EDT

Bread Financial Holdings, Inc. (BFH-PA) EBT (2009 - 2026)

Updated

Bread Financial Holdings (BFH-PA) posted EBT of $197 million for Q2 2026, up 13.2% from $174 million a year earlier but down 18.9% from the prior quarter.

Analysis

Bread Financial Holdings, Inc. (BFH-PA) EBT (2009 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, EBT at Bread Financial Holdings was $683 million, up 77.9% year-over-year; for FY2025, it came in at $615 million, up 61.4% from FY2024.

  • Annual EBT shows a five-year compound annual growth rate of 15.4% (FY2020 to FY2025).
  • In prior years, Bread Financial Holdings' EBT was $381 million in FY2024 (-60.6%), $968 million in FY2023 (+222.7%), $300 million in FY2022 (-71.3%) and $1.04 billion in FY2021 (+246.8%).
  • Quarterly EBT has run from a low of -$208 million in Q4 2022 to a high of $638 million in Q1 2023 over five years.
  • On a year-over-year basis, EBT increased in four of the last six quarters, with growth averaging 57.6%.
  • The strongest year-over-year quarter for EBT in the past five years was Q2 2023, with growth of 437.5%; the weakest was Q2 2022, with a decline of 95.5%.
  • According to Business Quant data, EBT for the three prior quarters was $243 million (Q1 2026), $47 million (Q4 2025) and $196 million (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 197.00 Mn
Mar 31, 2026 243.00 Mn
Dec 31, 2025 47.00 Mn
Sep 30, 2025 196.00 Mn
Jun 30, 2025 174.00 Mn
Mar 31, 2025 197.00 Mn
Dec 31, 2024 -27.00 Mn
Sep 30, 2024 40.00 Mn
Jun 30, 2024 180.00 Mn
Mar 31, 2024 188.00 Mn
Dec 31, 2023 18.00 Mn
Sep 30, 2023 225.00 Mn
Jun 30, 2023 86.00 Mn
Mar 31, 2023 638.00 Mn
Dec 31, 2022 -208.00 Mn
Sep 30, 2022 189.00 Mn
Jun 30, 2022 16.00 Mn
Mar 31, 2022 302.00 Mn
Dec 31, 2021 64.00 Mn
Sep 30, 2021 259.00 Mn
API Access

Bread Financial Holdings, Inc. EBT API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebt&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY