Bread Financial Holdings (BFH-PA) EBITDA Margin (2009 - 2026)
Bread Financial Holdings' quarterly EBITDA Margin came in at 50.2% in Q1 2026, up 298.0% year-on-year from 12.61% in Q1 2025, and up 30.16% quarter-over-quarter from 38.56% in Q4 2025.
Bread Financial Holdings has reported EBITDA Margin for 18 years, with the latest figure at 50.2% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 298.0% year-over-year to 50.2%; the trailing twelve-month figure through Mar 2026 stood at 45.16% (up 303.0% YoY), and the FY2025 full-year result was 44.92%, up 190.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 50.2%, up from 38.56% in the prior quarter.
- The five-year high for EBITDA Margin was 54.77% in Q1 2023, with the low at 36.97% in Q4 2024.
- Average EBITDA Margin over 5 years is 44.94%, with a median of 45.86% recorded in 2022.
- Peak annual rise in EBITDA Margin reached 17465 bps in 2022, while the deepest fall reached 2052 bps in 2022.
- Tracing BFH-PA's EBITDA Margin over 5 years: stood at 41.43% in 2022, then advanced by 8 bps to 44.69% in 2023, then dropped by 17 bps to 36.97% in 2024, then climbed by 4 bps to 38.56% in 2025, then soared by 30 bps to 50.2% in 2026.
- The last three EBITDA Margin figures came in at 50.2% (Q1 2026), 38.56% (Q4 2025), and 47.06% (Q3 2025), per Business Quant data.
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 50.20% |
| Dec 31, 2025 | 38.56% |
| Sep 30, 2025 | 47.06% |
| Jun 30, 2025 | 44.56% |
| Mar 31, 2025 | 47.22% |
| Dec 31, 2024 | 36.97% |
| Sep 30, 2024 | 37.74% |
| Jun 30, 2024 | 46.54% |
| Mar 31, 2024 | 48.54% |
| Dec 31, 2023 | 44.69% |
| Sep 30, 2023 | 47.82% |
| Jun 30, 2023 | 40.13% |
| Mar 31, 2023 | 54.77% |
| Dec 31, 2022 | 41.43% |
| Sep 30, 2022 | 45.86% |
| Jun 30, 2022 | 41.43% |
| Mar 31, 2022 | 50.38% |
| Dec 31, 2021 | -133.21% |
| Sep 30, 2021 | 44.98% |
| Jun 30, 2021 | 61.95% |
| Mar 31, 2021 | 62.73% |
| Dec 31, 2020 | 23.31% |
| Sep 30, 2020 | 27.70% |
| Jun 30, 2020 | 17.84% |
| Mar 31, 2020 | 11.38% |
| Dec 31, 2019 | 112.22% |
| Sep 30, 2019 | 4.05% |
| Jun 30, 2019 | 29.07% |
| Mar 31, 2019 | 30.05% |
| Dec 31, 2018 | -2.50% |
| Sep 30, 2018 | 4.45% |
| Jun 30, 2018 | 32.73% |
| Mar 31, 2018 | -1.85% |
| Dec 31, 2017 | -83.42% |
| Sep 30, 2017 | 32.50% |
| Jun 30, 2017 | 27.37% |
| Mar 31, 2017 | 26.65% |
| Dec 31, 2016 | 30.96% |
| Sep 30, 2016 | 30.00% |
| Jun 30, 2016 | 26.97% |
| Mar 31, 2016 | 29.39% |
| Dec 31, 2015 | 29.00% |
| Sep 30, 2015 | 31.29% |
| Jun 30, 2015 | 28.78% |
| Mar 31, 2015 | 29.58% |
| Dec 31, 2014 | 14.30% |
| Sep 30, 2014 | 24.38% |
| Jun 30, 2014 | 22.33% |
| Mar 31, 2014 | 22.86% |
| Dec 31, 2013 | 21.89% |
| Sep 30, 2013 | 26.34% |
| Jun 30, 2013 | 26.18% |
| Mar 31, 2013 | 27.65% |
| Dec 31, 2012 | 22.30% |
| Sep 30, 2012 | 29.02% |
| Jun 30, 2012 | 27.76% |
| Mar 31, 2012 | 28.33% |
| Dec 31, 2011 | 21.39% |
| Sep 30, 2011 | 26.95% |
| Jun 30, 2011 | 25.90% |
| Mar 31, 2011 | 28.62% |
| Dec 31, 2010 | 18.61% |
| Sep 30, 2010 | 24.20% |
| Jun 30, 2010 | 23.95% |
| Mar 31, 2010 | 23.84% |
| Dec 31, 2009 | 24.18% |
| Sep 30, 2009 | 19.43% |
| Jun 30, 2009 | 17.61% |